opinion – 第 2 页 – 上海花千坊,爱上海同城交友,上海后花园论坛

New plug-in hybrid version Dongfeng Honda’s new CR-V is expected to be launched in July.

Yichexun　 Recently, it was learned from relevant channels that the new CR-V is expected to be listed around July this year. Judging from the previous declaration, the overall style is younger and consistent with the overseas version. It is worth mentioning that a plug-in version will be added to the new car, which is also the first plug-in hybrid model launched in China.

Details such as the mesh grille have been adjusted.

In terms of appearance, there is little difference between the new CR-V and the current one. The main changes in styling are concentrated in the front face, but the size of the air intake grille of the new car is further increased, and the lower enclosure is chrome-plated. The front face looks more stereoscopic and more recognizable.

Compared with cash, the new model has changed in details.

The change of the tail is also reflected in the details. The new rear has added silver, which echoes the front face. The fuel version adopts the layout of bilateral double exhaust, and the hybrid version has added a tail label to highlight the hybrid identity. The Black Edition black kit is expected to be added to the top model. The front enclosure is outlined by black decoration and chrome strips, and the rear enclosure is changed to pure bright black paint. At the same time, it is equipped with a black outer shell and 19-inch bright black wheels, which looks more sporty.

The new model will add a plug-in hybrid version.

In terms of power, according to the declaration information of previous exposure, the new car version will be equipped with 1.5T, and the power parameters are the same as those of the current model. The hybrid version will be equipped with 2.0L motor, of which 107kW, 175N.m, and the driving motor is 135kW, 315N.m We have not got the parameters of the plug-in hybrid version yet, and more news will continue to be paid attention to.

Love Myth： The Perfect Combination of Romanticism and Realism

Special feature of 1905 film network　"In the novel, through the romantic background, the prose poem temperament of the romantic film narrative is constructed, with solid lines and full details, which is unique in presenting the expression of life state, and vividly portrays Shanghai urban culture and male and female group images from a feminist head-up perspective, with various forms, authenticity and credibility, which is highly consistent with the tonality of Shanghai regional cultural aesthetics, forming a unique style of the film." This is the award speech when Shao Yihui won the Golden Rooster Award for Best Screenplay at the 35th Chinese Film Golden Rooster Award Ceremony.

Combined with the contents of the award speech, there are three characteristics worthy of our recollection and discussion. First, the film has a romantic background and is very authentic; Secondly, this film reflects the regional culture of Shanghai; Thirdly, the film depicts Shanghai urban culture and male and female group images from a feminist perspective.

Hong Fan, Associate Professor of Literature Department of Beijing Film Academy:It is different from many feminist films we have seen, such as the suffering of women and the demonization of men. Instead of doing this, this film describes women and men in a more down-to-earth way, so I think this is also very valuable.

Romanticism and authenticity seem to be contradictory, and even the movie title "Love Myth" has reflected this point. "Love" is authentic and everyone can experience it, but "Myth" is very romantic. So how does the film organically combine these two points in narrative? We analyze it through a plot. At the end of the film, the main characters gather together to watch the film related to Lao Wu’s love story. The Love Myth did not deify the film, but the main characters watched it uninteresting and passed hand cream all the time. Laobai asked everyone if they were hungry, so he got up and went to cook. The hand cream and snacks here represent the reality.

@ Hong Fan:When we talk about realistic movies, it seems that they must be tragic and bitter. Then when we talk about romanticism, we feel that it seems to be an escape from reality, or we say that it is a castle in the air and a pink dream. But I think for a young creator, she doesn’t seem to have such scruples, and there is no such thing as rules and regulations. She can combine this thing very interestingly.

Shanghai Oriental Pearl and Shanghai Bund did not appear in this film. How did the film reflect the regional elements of Shanghai? The film focuses on the familiar scenes of Shanghai residents’ daily life, such as their alley and their daily living space.

At the beginning of the film, Lao Bai crosses the street, goes to a small foreign trade store to buy clothes, and then goes to a small supermarket to buy things. During this time, several big men talk about how to cook, and these scenes and characters are naturally integrated into the story narrative. When I arrived at the shoemaker, the shoemaker told Lao Bai all kinds of famous sayings while drinking coffee, and told him in English, "Every woman has at least one pair of Jimmy Choo in her life." Shao Yihui didn’t visualize the texture of Shanghai, but expressed and highlighted the regional culture of the city from the aspects of dialect and life-oriented scenes and characterization, making you feel that this person actually lives in this place.

@ Hong Fan:I think there is a film that is very similar to it to some extent, that is, the director. The film also connects several characters with Beijing flavor in series through a love relationship and an unexpected computer smashing incident. So I think this actually gives us a revelation, that is, we are making regional movies. When a city is just a floating landscape without its local characteristics, it is actually not an advanced practice.

For a female creator like Shao Yihui, feminism seems to give her a unique opportunity for creative expression, but the award speech uses a "head-up" perspective. What did Shao Yihui do right in this regard for the creators who want to show female stories in the future?

@ Hong Fan:The women described in this film are very distinctive. For example, there is a scene in the film, that is, Lao Bai originally wanted to ask Miss Li out at home. As a result, this "private kitchen" turned out to be a big dining hall, and so many people came. In fact, there is a discussion about women, which does not flaunt a feminist position, but looks at these men and women who are actually flawed with very real and loving eyes.

"It is incomplete for a woman to have never raised a child in her life;

It is incomplete that a woman has never dumped a hundred men in her life;

It is incomplete for a woman not to earn a million dollars in her life … "

For example, when Shao Yihui wrote The Myth of Love, she was not bound by some traditional routines in the past and seemed to have some "more accurate views". She would have the courage to tell her own observations on society and human nature. She would break many rules and regulations and create characters in an attitude and style way, which made us feel more credible, lovely and respectable.

At the award ceremony, Shao Yihui said, "I think the greatest significance of my standing here is that I can give some encouragement to other young creators, especially those who are living in a difficult life like me, with no hope and no chance. We may always have opportunities." To a certain extent, the Golden Rooster Award for Best Screenplay was awarded not only to Shao Yihui, but also to all young, brave and free screenwriters.

How to give the audience a big surprise with a small IP, a small actor and a small cost？

There is no traffic star, no big IP, and no big publicity. The "Imperial Tribute" is undoubtedly a dark horse that has run out of the drama market recently.

Yunhe data shows that when it was launched on April 29, the total public opinion was less than 100, and the market share was less than 1%. Then it rose linearly, and the total public opinion reached a maximum of 349.52, which was higher than the average heat of TOP10 and TOP30, and the market share reached a maximum of 7%.

From the small transparency just launched to the word-of-mouth fermentation of Douban 8.4, the market share and popularity soared rapidly, and this drama quickly became the focus of people’s hot discussion.

In the drama market, it is logical to produce high-quality products, especially small ones. Then, how does a small-budget costume detective drama like "The Imperial Gift" counter attack step by step on the basis of the original work, so that the audience can call it "true fragrance"?

"The Imperial Petition" is adapted from the original novel of the same name by the leisure girl, and the author himself has also participated in the scriptwriting of film and television works.

It stands to reason that the participation of the original author can better ensure the presentation of the original story structure and core. However, judging from the final product, the drama is not small from the original. From the aspects of plot, personnel design and emotional line, "Yu Ci Xiao Zuo" has been drastically adapted.

For example, the work resets the story background, increases the scenes that young audiences like now, and removes the setting of the leading actor Xiao Jinyu who is sick.

In the view of the IP value officer, "Yu Ci Xiao Zuo" is undoubtedly an adaptation of extra points: the branches and vines are deleted, the main line is strengthened, and the story is better.

1. Plot: The big ring covers the small ring, and there is no waste pen.

"A little posthumous work from the imperial court" tells the story that the posthumous work Chu Chu and Xiao Jinyu, a criminal officer, have solved a series of cases together and have mutual affection. The most brilliant and praised by the audience is the logical and meticulous investigation and compact plot, which is the result of deleting the complexity and simplifying the original novel.

In the first episode, Chu Chu, who went to Beijing to take an examination of the post-mortem examination, met an old man who forged a scar and touched porcelain, and exposed the scam with the knowledge of post-mortem examination, which won Jing Yi’s appreciation; Then Chu Chu, who was still in the exam, examined the bodies of two cases to be solved. This allowed the audience to accept the professional setting of "writing essays" from the beginning and quickly entered the situation of specific cases.

In comparison, the original works lay more emphasis on bedding and atmosphere. At first, I met Jing Yi clearly, but it was just a mistake. The admiration for the "Six Doors" and "Jade Judge" learned from Mr. Storyteller made her know Jing Yi and King An Jun, paving the way for the subsequent feelings, and the specific case was slowly unfolded.

In addition, each independent story of "A Little Story of Imperial Gifts" strung together the forces of all parties and exposed the logic of boss’s investigation behind the scenes, which was affirmed by the audience.

Many viewers said that, unlike many current fast-forward dramas, this work needs to be stared at, or even looked back, so as not to miss important clues. It shows that this suspense drama is solid.

Many clues in the work cross, and small cases are interrelated and become the foreshadowing of subsequent cases.

To sum up, there are four main background lines: one is the confrontation between Qin Luan’s strategists and imperial power, and Qin Luan’s rebellious heart is clear at a glance. Then there is the mystery of Xu Ma Xiao Heng, which is a deeply buried line, but it scatters relevant details everywhere, and it keeps blooming with the promotion of the plot. While solving the mystery, a new mystery appeared, which extended to the mystery of Chu Chu’s life. While the mystery of Chu Chu’s life was uncovered, the mystery of Chang Wang’s rebellion also surfaced.

Every case is like a fruit on the main tree, which looks easy to understand, but in fact it hides deeper clues. With the joint efforts of men and women, it was peeled off layer by layer and finally showed the truth of the main line. It also triggered the sigh that "there is finally a work that respects the IQ of the audience".

As a suspense drama, it is different from the popular social reasoning at present. The Book of Imperial Gifts strengthens the part of this case reasoning: it focuses on thrilling and bizarre plots and intriguing tricks, and unfolds the plot through logical reasoning.

2. People: distinctive personality and strengthening of positive values.

When I asked the literary platform and the producers how to evaluate an IP, I got the same answer, that is, the transmission of positive values. This is the most basic and core element of a good story.

In this work, the positive values of the male and female masters and supporting roles are strengthened. On this basis, the emotional line is derived.

Xiao Jinyu, the male master, was born noble. He was both the county king and the head of the Three Laws Department. He was a prison officer who firmly believed in and defended the justice of the laws of the Tang Dynasty. His works strengthened his integrity and his insistence on justice in his heart.

Because too many enemies were persuaded to converge, Xiao Jinyu responded: "I have no intention of being enemies with anyone, but if I am enemies with justice, I am enemies with me."

When asked by subordinates whether to remind Chuchu to be cautious, Xiao Jinyu, the male owner, replied that it was a textbook-level classic: If the people of the public asked the people to be cautious at all times, what is the use of the people of the court to support me?

Chu Chu, the hostess, was born in a family of writers in the countryside of Qianzhou. She studied technology seriously since she was a child and devoted herself to her career. Although the personality is stupid and simple, but the business ability is first-class. As a posthumous burial, I can always find strange tricks to help Xiao Jinyu find the truth from the clues.

The young Chuchu’s belief in the post-mortem profession, and the belief of Wang Ye Xiao Jinyu in the truth of justice and helping the people, make the works have more grand feelings of home and country under the tone of love.

3, emotional line: clean and neat, each pair is good.

In most works, the emotional lines of the male and female masters are the most, and the supporting roles seem to be paper people, serving the main line.

In this work, the supporting role has a distinct personality and a certain emotional line. Give each character a reasonable motivation and make the characters more attractive.

A well-matched couple CP:Compared with the original work, "Yu Ci Xiao Zuo" reduces the emotional lines of the male and female hosts. However, with the development of the plot, their feelings developed more naturally, and there was no industrial saccharin.

Both of them are leaders in their respective professions, and the two people who are evenly matched have mutual affection in the process of solving the case. Hair candy is also a secret poke, hidden in the details. For example, I received a handkerchief embroidered with ribs, and heard that it was the fifth rib closest to my heart. The man secretly touched his heartbeat in the carriage and grinned slightly, which made the audience outside the screen unable to help but raise their corners.

In addition, the feelings of the princess and Xu in the play also convey the feelings of being evenly matched and rushing to each other. "I don’t want to be a jade pendant around the princess’s waist, embellishing the princess’s beautiful youth. I want to be a rock to protect the princess I ",and their emotional line is also very touching."

Appreciate each other girlfriends CP:Compared with the black belly and green tea of female two in many dramas, this work shows the feelings of appreciate each other among women.

"It’s natural for women to protect women." "There are not many opportunities for women in this world. I saw you trying your best to be a post-mortem examiner, and I felt like I had seen myself before."

Leng Yue, the second female student, has appreciated her persistence and boldness since she met Chuchu, protecting her all the way and becoming friends with her.

Brothers with deep brotherhood CP:In the play, the display of brotherhood is also full. Jing Yi’s father never gave up for many years, thoroughly investigated the case of Xu Xiao Heng, and protected the princess family for many years after Xu Xiao Heng disappeared. Xiao Jinyu and Jing Yi developed their strengths and joined hands to solve the case. There was no bad blood between them. Xiao Jinyu and Xiao Jingli are good at martial arts and a follower. Xiao Jingli dotes on Xiao Jinyu even more. For this reason, he voluntarily gave up the title of county king and left the pampered capital to enter a military camp that is more in line with his preferences.

In addition, the drama also shows the ties of family ties, making the emotional lines of the characters richer and the image more stereoscopic.

The princess’s love for her two children runs through. Even though she knows that Xiao Jinyu, the king of Anjun County, is not her own flesh and blood, she treats her equally and even treats her better than her own Xiao Jinli. When the two brothers were playing as children, Xiao Jinli hurt Xiao Jinyu, and Xiao Jinli was beaten half to death by Princess Xiping.

Besides, Chuchu’s family. Chuchu, a child picked up by a noble family, has been a group pet of his family since childhood, and he has been cared for by his grandfather, father and brother. This kind of display of emotion is not displayed all at once, but the foreshadowing is laid from the first episode and runs through the plot. For example, at first, it was said that Chu Chu was escorted to Beijing by her brother as an illegitimate daughter of Chu family, and then she fought for her from her brother’s childhood to show the deep feelings between brother and sister.

Even the villain in the play, affection is their weakness. They will make key choices for their wives and children.

Compared with the current selling anxiety, shaping the bad guys with Facebook, in order to increase the conflict of the plot. There is no dog blood love triangle, no brothers turning against each other, no intrigue between women, no greasy misunderstanding and constant love, and some are mutual understanding and respect.

There is a misunderstanding, just say it. I like you, so just say it. I won’t waste the audience’s time with misunderstanding and suspicion. If I want to see a man and a woman fall in love, I can also work first.

By showing the beauty of affection, friendship and love in an all-round way, "A Book of Imperial Gifts" conveys the power to warm people’s hearts.

Judging from the clothing, makeup and props, "Yu Ci Xiao Ke Zuo" belongs to the "limited budget" family. Even in the words of netizens and fans, this is a "poor crew". Poor enough to have no money to hire a flow actor, the men and women Wang Ziqi and Su Xiaotong are still students at school, and there are not many resumes of their works; Too poor to buy too many clothes for the main actor …

But perhaps because of this, the money of the work is spent on the cutting edge. On the basis of solid plays, the overall production has not been delayed.

1, post mortem examiner career wonders, with cartoons, graphic display.

The clear posthumous burial in this work plays an extremely important role in promoting the plot. How to solve the case of ancient posthumous writings is also one of the main highlights of the works.

Then, compared with modern forensic doctors, how to present the autopsy scene of ancient posthumous works with pictures? In the post-mortem analysis of the case, Yu Ci Xiao Zuo innovatively used pictures, texts and cartoons to explain it, helping the audience to quickly understand and enter the plot.

Usually, the main scenes of comics in the play include: replacing the bloody scene of autopsy, restoring the characteristics of the victim before his life, and recreating the scene of the crime. In the dialogue, comics are also used.

For example, there is a memory fragment about the man and his brother killing each other in the play, which is presented in the form of animation.

Using simple cartoons as the explanation part can save money to a certain extent, and at the same time let the audience better understand the meaning of the lines and the artistic conception of the scene in the play.

2. The acting skills are natural and remarkable

The actors of "A Little Book of Imperial Gifts" are not popular actors at present, but they are still students at school. Recently, they have been frequently searched because they can’t fit in with each other because of writing papers.

The author learned from the interview with the relevant creative artists that because of limited funds, it is impossible to choose a flow artist, so all the actors who are most suitable for the work are selected.

Judging from the effect presented, the effect of the new actor is not bad when it is adapted to the play. At the very least, the actor’s acting skills are not broken, and no one is allowed to play.

The supporting role is also very good. It is not rough or vague because it is a supporting role, and everyone’s image has been established. When I watched 12 episodes, I even thought it was silly and cute for Qin Gonggong’s two worthless men to have dinner together.

The work and the actor achieved each other, and after the broadcast of "A Little Book of Imperial Gifts", the actors in the play also received more attention.

The IP Value Officer found that Su Xiaotong, the heroine, had already ranked among the top ten artists, and Baidu’s search index and popularity index also rose rapidly during the broadcast of the drama.

Of course, "The Imperial Petition" is not a perfect work, and its defects and problems are also obvious. For example, the service road is not fine enough, and the dubbing mouth is not in place.

However, the overall flaws are not hidden, especially in the presentation of suspense reasoning and the production of low-cost IP, which provide reference: only by working hard in the right direction from story to production can we twist into a rope and achieve a good work.

Exclusive ｜ The Chengdu China-Korea Innovation and Pioneer Park finalized by Li Keqiang park geun-hye was built like this.

　　According to Xinhua News Agency, at the invitation of Li Keqiang, Premier of the State Council of the People’s Republic of China, South Korean Prime Minister Huang Jiaoan paid a visit to China from June 26th to 30th.

　　From the end of October to the beginning of November last year, Li Keqiang, Premier of the State Council of the People’s Republic of China paid a friendly visit to South Korea. During this period, China and South Korea agreed to set up China-Korea Innovation and Pioneer Park in Chengdu. Over the past six months or so, what is the progress of the construction of this innovation and entrepreneurship platform, which was personally finalized by the top officials of the Chinese and Korean governments, and what projects have landed? Sichuan Daily observes the exclusive secrets of the client.

　　On June 24th, the launching ceremony of the first China-Korea Youth Innovation and Entrepreneurship Competition was held.

　　On June 24th, at the first China-Korea Youth Innovation and Entrepreneurship Competition held in Jingrong International Plaza, Chengdu High-tech Zone, three Korean-funded enterprises officially announced their presence in Jingrong International Plaza, a Sino-Korean innovation and entrepreneurship park. Since then, the park has welcomed all kinds of Korean projects including first-class venture capital institutions, all-factor incubators and technological innovation enterprises, and the development of innovation and entrepreneurship cooperation between China and South Korea has entered the fast lane.

　　background

　　Last year, Li Keqiang, Premier of the State Council of the People’s Republic of China visited South Korea and met with South Korean President park geun-hye.

　　During Li Keqiang, Premier of the State Council of the People’s Republic of China’s friendly visit to South Korea from the end of October to the beginning of November, 2015, it was agreed with President park geun-hye that the two countries would strengthen cooperation in innovation, intelligent manufacturing and high-end technology research and development, build two cooperation platforms for young people to innovate and start businesses and jointly explore third-party markets, give play to the leading role of the government, provide better guarantee for cooperation between the two sides, and set up a China-South Korea Innovation and Pioneer Park in Chengdu, China.

　　Subsequently, Jingrong International Plaza, located in Chengdu High-tech Zone, was identified as the core carrier of China-Korea innovation and entrepreneurship cooperation platform, which also made it the first space gathering area featuring international innovation and entrepreneurship in China. At present, 16 enterprises, 22 incubators and more than 200 reserve projects have been introduced.

　　Chengdu Jingrong International Plaza is very lively.

　　In Jingrong International Plaza, there are two buildings, F2 and F3, which bear the space of innovation and entrepreneurship cooperation between China and South Korea, with a total area of 60,000 square meters. In addition to the three newly announced enterprises-Chengdu Souduoke Technology Co., Ltd., China-Korea internet plus New Technology Incubator and Rong-Korea Business Incubator, there are also a number of cooperation projects such as Korea Investment Partner Co., Ltd. and Korea Rui Qi Hao Incubator.

　　Ceremony of enterprises entering China-Korea Innovation and Pioneer Park

　　Chengdu High-tech Zone has also signed memorandums of cooperation with Jeollabuk-do, Korea Technology Venture Capital Consortium and Seoul Industrial Promotion Institute to jointly promote innovation and entrepreneurship cooperation between China and South Korea.

　　Chengdu Jingronghui China-Korea Cultural Festival site

　　In addition to strengthening the gathering of innovative elements, Korean elements can be seen everywhere in the surrounding supporting construction of the park. At present, restaurants and coffee bars with Korean characteristics have been introduced, and efforts are being made to create a street with Korean customs.

　　Promotion mechanism: 12 departments including the Ministry of Science and Technology+Sichuan Province and Chengdu City

　　According to the relevant person in charge of the Provincial Science and Technology Department, in order to implement the important consensus reached by the two governments, China has set up a promotion mechanism for the work of China-Korea Innovation and Pioneer Parks, led by the Ministry of Science and Technology, with the participation of 12 departments including the Ministry of Foreign Affairs, the National Development and Reform Commission, the Ministry of Commerce and the Ministry of Finance, and Sichuan and Chengdu. Sichuan province has also established a mechanism to promote the construction of China-Korea innovation and entrepreneurship parks.

　　Incentive policy: provincial special fund+high-tech zone special policy

　　In order to accelerate the construction of the park, in 2016, the provincial finance plans to add a new special fund for the construction of China-Korea Innovation and Pioneer Park, which will increase financial support for the park. Chengdu High-tech Zone has also formulated special policies, focusing on providing support from rent subsidies, start-up funds, employee housing, venture capital, talent introduction, etc., and encouraging Korean high-end talents, entrepreneurial enterprises and institutions to develop in Chengdu High-tech Zone.

　　The First China-Korea Youth Innovation and Entrepreneurship Competition

　　It is understood that the first China-South Korea Youth Innovation and Entrepreneurship Competition on June 24th was the first large-scale innovation and entrepreneurship event held by China and South Korea in Chengdu. This year, our province will also hold the China-Korea Science and Technology Innovation Forum, China-Korea Industrial Innovation Cooperation Matchmaking Meeting and other activities to further promote the landing of projects and enterprises, and deepen the cultural exchanges and the docking of innovation achievements between the two sides.

Notice of the General Office of Beijing Municipal People’s Government on Printing and Distributing the Interim Measures for Compensation of Water Ecological Areas in Beijing

No.31 [2022] of Beijing Municipal Government Office

District People’s governments, municipal government commissions, offices and bureaus, and municipal institutions:

　　The "Interim Measures" of compensation for water ecological areas in Beijing have been approved by the municipal government and are hereby printed and distributed to you, please conscientiously implement them according to the actual situation.

General Office of Beijing Municipal People’s Government　　　　

December 30, 2022　　

Interim Measures of Beijing Municipality on Compensation for Water Ecological Regions

Chapter I General Provisions

　　Article 1 In order to further improve the management policy of water ecological protection and restoration in this Municipality, we urge all district governments in the river basin (including the Administrative Committee of Beijing Economic and Technological Development Zone, the same below) to implement the main responsibility of water ecological protection and restoration by economic means, promote the continuous improvement of water ecological health level, and build a "Happy River for the benefit of the people". According to the relevant provisions of the state and this Municipality, these Measures are formulated in accordance with the interest-oriented mechanism of "the protector benefits, the user pays and the infringer compensates".

　　Article 2 These Measures shall apply to the economic compensation activities carried out among the river basin governments within the administrative area of this Municipality to promote the protection and restoration of water ecology.

　　Article 3 These Measures shall be formulated in accordance with the following principles:

　　(1) Adhere to the problem orientation. Guided by promoting the high-quality development of the capital and aiming at promoting the water ecological health, the key factors and outstanding problems affecting the water ecological health are focused, and the assessment indicators and accounting methods are determined.

　　(2) Adhere to integrity and innovation. According to the work requirements of water ecological protection and restoration in the new stage, adjust the accounting standards of compensation funds, expand and enrich assessment indicators, improve policy-driven efficiency, promote the connectivity of rivers and lakes, and enhance the habitat and biodiversity of rivers and lakes.

　　(3) Adhere to simplicity. The assessment indicators and accounting methods not only follow the natural law of water ecological protection and restoration, but also adhere to the scientific and systematic nature, fully consider the realistic conditions, avoid seeking perfection, adopt the existing water ecological monitoring data and mature norms and standards, and strive to make the accounting methods clear, simple and operable.

Chapter II Assessment Indicators and Accounting Methods

　　Article 4 In view of the key factors affecting the aquatic ecosystem, three assessment indicators and thirteen accounting indicators are set.

　　(1) Water flow indicators. The assessment content includes water length and liquidity, and there are three accounting indicators.

　　Liquidity includes two accounting indicators: the removal of blocking facilities and the control of river blocking.

　　(2) Water environment indicators. The assessment content includes the annual task of water quality and sewage treatment, with eight accounting indicators.

　　The water quality includes pollutant concentration in cross-regional section and total nitrogen in upstream storage of Miyun Reservoir. Among them, the pollutant concentration in cross-regional sections includes three accounting indexes: ammonia nitrogen, total phosphorus and permanganate index (or chemical oxygen demand). The permanganate index is suitable for sections with water quality objectives of Class II and III, and the chemical oxygen demand is suitable for sections with water quality objectives of Class IV and V..

　　The annual task of sewage treatment includes four accounting indicators: sewage treatment project construction, sewage cross-regional treatment capacity, overflow pollution storage capacity and reclaimed water allocation and utilization capacity.

　　(3) Water ecological indicators. The assessment content includes habitat and biology, and there are two accounting indicators.

　　Habitat accounting indicators focus on river flow pattern, sediment, coastline, vegetation coverage and other factors.

　　Biological accounting indicators focus on the diversity and abundance of aquatic animals and plants.

　　For habitat and biological accounting indicators, refer to the survey scoring method in Technical Specification for Water Ecological Health Assessment (DB11/T1722—2020) to determine the scoring value, and assess the different ecological functions of mountainous and plain (country or city) river sections respectively.

　　Article 5 The accounting method for the compensation for the length of a river with water is:

　　(a) there is a long assessment of the implementation of inventory management. The assessment list of each district is based on the first water survey of 425 rivers in this city, and the uncontrollable seasonal rivers and municipal river sections are deducted. In case of special drought year, this indicator will not be assessed for the time being.

　　(two) the compensation payable by a river in a certain area is the annual assessment target value MINUS the length of the existing river in that year, and then multiplied by the compensation standard. The compensation shall be paid by the relevant district government responsible for reducing the length of the river, and the total compensation shall be accumulated according to the number of river sections.

　　(three) the annual assessment target value of a river with water is the average length of the river with water from March to June in the first three years of the river (excluding special drought years).

　　(4) The compensation standard for the length of rivers with water is 200,000 yuan/km and 600,000 yuan/km per year respectively according to the two situations of mountainous and plain rivers.

　　(5) The Municipal Water Affairs Bureau shall, jointly with the relevant district governments, formulate the assessment list of the length of rivers and the annual implementation plan of water source allocation, and organize relevant monitoring and evaluation work.

　　Article 6 The accounting method of liquidity compensation is as follows:

　　(1) Liquidity assessment shall be subject to list management, and the assessment list of blocking facilities in each district shall be formulated on the basis of the assessment list of water and river chiefs.

　　(two) the relevant district government should dismantle the river liquidity blocking facilities that no longer have the functions of flood control and water resources allocation in time according to the annual demolition plan. The relevant district governments that have not completed the annual demolition plan should pay compensation according to the total number of unfinished demolition multiplied by the individual compensation standard. The single compensation standard is 1.5 million yuan per place per year.

　　(3) For the blocking facilities that are not included in the annual demolition plan, when the downstream flow is cut off due to blocking, the compensation shall be calculated and paid cumulatively according to the number of blocking flows of each facility multiplied by the compensation standard. The compensation standard is 300,000 yuan per place.

　　(four) by the Municipal Water Affairs Bureau in conjunction with the relevant district government to develop blocking facilities assessment list, annual demolition plan and control management procedures, and organize relevant monitoring and evaluation work.

　　Seventh cross-regional cross-section pollutant concentration assessment and accounting methods are:

　　(1) When the pollutant concentration in the cross-regional section is lower than the water quality target value, the upstream district government of the section shall pay compensation to the downstream district government; When the pollutant concentration in the cross-regional section is better than the water quality target value, the downstream district government of the cross-regional section shall pay compensation to the upstream district government.

　　(2) The compensation for cross-regional pollutant concentration payable in a certain district is the sum of the compensation for the cross-regional section that is inferior to the water quality target value and the compensation paid for the entry section that is superior to the water quality target value. The compensation for the same cross-regional section shall be calculated monthly according to all accounting indicators.

　　(three) if the cross-regional section is cut off all month, the compensation for the section will not be calculated in that month; If the whole month is not cut off, the compensation for this section shall be calculated based on the average value of the monitoring data of the rainy days in that month; If the cross-regional section is located in the river section of the district boundary, the compensation shall be shared according to the proportion of pollutant discharge in the relevant areas within the basin; When the number of exit and entry sections of the same basin in the same area is inconsistent, the pollutant concentrations of multiple exit and entry sections will be weighted according to the average water volume of each section to calculate the compensation; When the concentration of pollutants in the cross section is lower than the target value of water quality due to illegal sewage discharge, the compensation shall be calculated based on the maximum concentration value monitored in the current month.

　　(four) according to the relevant requirements of the national surface water ecological environment quality assessment, combined with the actual situation of this Municipality, determine the target value of pollutant concentration and water quality in cross-regional sections; The monitoring method shall be implemented in accordance with the national technical specifications for surface water monitoring, and the specific monitoring scheme shall be formulated by the Municipal Bureau of Ecology and Environment.

　　(5) The setting of cross-regional sections is proposed by the Municipal Bureau of Ecology and Environment in conjunction with the Municipal Water Affairs Bureau and relevant district governments.

　　(VI) Compensation for pollutant concentration in cross-regional section shall be calculated according to the following standards: when the concentration of pollutants (chemical oxygen demand or permanganate index, ammonia nitrogen and total phosphorus) in cross-regional section is lower than the target value of water quality in this section, the compensation standard for such pollutants is 300,000 yuan/month for every functional category that its concentration deteriorates relative to the target value of water quality in this section. When the pollutant concentration in the cross-regional section is better than the water quality target value of the section, the compensation standard for this pollutant is 300,000 yuan/month for each functional category whose concentration is better than the water quality target value of the section.

　　When the concentration of any pollutants (chemical oxygen demand or permanganate index, ammonia nitrogen, total phosphorus) in the cross-regional section is lower than Class V, the compensation will be withheld for 5 million yuan/month at one time; When the section is worse than Class V for more than 3 months (inclusive) in a year, the total compensation for the section will be doubled and liquidated at the end of the year.

　　Article 8 The compensation for total nitrogen in the upstream storage of Miyun Reservoir shall be calculated in the way of "concentration control and total payment":

　　(a) when the total nitrogen concentration of the river storage section exceeds the assessment target value, the storage section shall pay compensation. The compensation amount is the total nitrogen whose concentration exceeds the assessment standard multiplied by the total nitrogen compensation standard, and the relevant district government will share the compensation for the storage section according to the proportion of the total nitrogen in the river storage.

　　(2) The assessment target value of total nitrogen in storage shall be determined by the Municipal Water Affairs Bureau in conjunction with the Municipal Bureau of Ecological Environment and relevant district governments in light of the actual situation, aiming at different storage rivers. The compensation standard is 1.57 million yuan/ton per year.

　　(three) when the total nitrogen concentration of the inflow river is greater than that of the inflow river, the compensation in this area will be doubled.

　　(4) The setting of total nitrogen assessment storage section and cross-regional section is proposed by the Municipal Water Affairs Bureau in conjunction with the Municipal Ecological Environment Bureau and relevant district governments.

　　(5) The Municipal Water Affairs Bureau shall, jointly with the Municipal Bureau of Ecology and Environment, organize the monitoring of total nitrogen concentration and water quantity in the assessment section, and formulate specific monitoring plans.

　　Ninth sewage treatment annual task compensation accounting method is:

　　(a) the relevant district government that fails to complete the annual sewage treatment project construction task on schedule shall pay compensation. The compensation amount is converted into sewage treatment amount according to the project design scale and the number of extension days, and multiplied by the compensation standard for accounting. The compensation standard is 2.5 yuan/ton.

　　(2) If sewage in a certain district is treated by sewage treatment facilities in other districts, the district government shall pay compensation for cross-regional treatment according to the cross-regional treatment capacity. The compensation amount is the cross-regional processing capacity multiplied by the compensation standard. The compensation standard is 2.5 yuan/ton.

　　(3) The relevant district government that fails to complete the annual construction task of overflow pollution storage facilities on schedule shall pay compensation, and the compensation amount shall be the project design storage scale multiplied by the number of times of rainfall of more than 15mm and less than 33mm, and then multiplied by the compensation standard. The compensation standard is 2.5 yuan/ton.

　　If overflow pollution enters the river due to the abnormal operation of overflow pollution storage facilities, the district government shall pay compensation. The compensation amount is the overflow polluted water multiplied by the compensation standard. The compensation standard is 2.5 yuan/ton.

　　(four) the relevant district government that fails to complete the annual task of allocation and utilization of reclaimed water on schedule shall pay compensation. The compensation amount is the difference between the annual allocation and utilization of reclaimed water and the assessment target value, multiplied by the compensation standard. The compensation standard is 1 yuan/ton.

　　(five) the annual task index of sewage treatment in each district is put forward by the Municipal Water Affairs Bureau in conjunction with the relevant district governments.

　　Tenth water ecological compensation accounting method is:

　　(a) in a certain area, if the score value of the habitat and biological accounting index of a certain river section fails to reach the assessment target value, the relevant district government shall pay compensation according to the habitat and biological accounting index respectively. The compensation amount is the difference between the target value and the score value of the assessment of habitats and organisms in the reach multiplied by the compensation standard of habitats and organisms respectively.

　　(2) The target value of habitat and biological assessment is determined according to the lower limit value of health grade in Technical Specification for Water Ecological Health Assessment (DB11/T1722—2020), and the compensation standard is 2 million yuan/minute and 3 million yuan/minute respectively.

　　(three) according to the classification assessment of mountainous and plain (country or city) river sections, and the implementation of inventory management, the Municipal Water Affairs Bureau in conjunction with the Municipal Ecological Environment Bureau, the relevant district government to develop a list of assessment river sections.

　　(four) by the Municipal Water Affairs Bureau in conjunction with the Municipal Bureau of Ecological Environment organization to carry out water ecological health monitoring and evaluation work, and formulate specific monitoring and evaluation plan.

Chapter III Accounting, Collection, Distribution and Use of Compensation

　　Eleventh compensation by the Municipal Water Affairs Bureau in conjunction with the Municipal Bureau of Ecology and Environment, the Municipal Finance Bureau to organize the district government accounting, according to the annual collection.

　　(a) there are long rivers, liquidity, sewage treatment annual task compensation by the Municipal Water Affairs Bureau, according to the annual accounting. Compensation for pollutant concentration in cross-regional sections shall be calculated monthly by the Municipal Bureau of Ecology and Environment. The total amount of total nitrogen and water ecological compensation in the upper reaches of Miyun Reservoir shall be organized by the Municipal Water Affairs Bureau in conjunction with the Municipal Bureau of Ecological Environment, and shall be accounted for annually.

　　(two) the Municipal Water Affairs Bureau, the Municipal Bureau of Ecological Environment and the Municipal Finance Bureau shall report the accounting results of the compensation payable in the previous year to the municipal government for examination and approval, and notify the district governments, and the municipal finance bureau shall settle with the district finance bureaus.

　　Twelfth compensation shall be distributed in accordance with the following provisions:

　　(1) Compensation paid for the long river, failure to complete the annual task of removing blocking facilities, blocking liquidity, total nitrogen in the upstream of Miyun Reservoir, construction of sewage treatment projects, storage of overflow pollution, allocation and utilization of reclaimed water, habitat and biological assessment, 70% will be allocated to the paying district government, and 30% will be compensated to the downstream district government.

　　There is a long river, the annual task of dismantling blocking facilities has not been completed, liquidity has been blocked, sewage treatment project construction, overflow pollution storage, reclaimed water allocation and utilization, habitat and biological assessment compensation. When the downstream is a municipal river course or other provinces and cities, and the upstream of Miyun Reservoir is Miyun Reservoir, the compensation will be coordinated by the municipal level.

　　(two) the cross-regional cross-sectional pollutant concentration is lower than the target value of water quality compensation to the downstream district government; Compensation arising from the appearance of inferior V water bodies in the cross-regional section for more than 3 months (inclusive), and when the downstream of the section is a foreign province or city, the compensation shall be co-ordinated by the municipal level. The compensation arising from the pollutant concentration in the cross-regional section being better than the water quality target value shall be compensated by the downstream district government to the upstream district government.

　　(three) the compensation paid for cross-regional sewage treatment, 30% by the municipal co-ordination, 70% compensation to the district government where the cross-regional treatment facilities.

　　Thirteenth compensation shall be used in accordance with the following provisions:

　　(1) Use of water flow compensation. There are long rivers, the annual task of dismantling blocking facilities has not been completed, and the compensation paid for blocking liquidity assessment should be used for the purchase of water sources (including reclaimed water), the dismantling of water flow blocking facilities, the transmission and distribution of water resources (including reclaimed water) and the protection and restoration of water ecology.

　　(two) the use of water environment compensation. The compensation paid by the cross-regional cross-section pollutant concentration assessment shall be used for the ecological environment protection of drinking water source areas, the treatment of inferior V water bodies, the cleaning and remediation of sewage outlets entering the river, the water ecological protection and restoration, and the construction, operation and maintenance of related monitoring facilities.

　　The compensation paid for the assessment of the total nitrogen in the upper reaches of Miyun Reservoir is all used for the total nitrogen control in the upper reaches of Miyun Reservoir.

　　The compensation paid for sewage treatment project construction, sewage trans-regional treatment, overflow pollution storage and allocation and utilization of reclaimed water shall be used for the construction, operation and maintenance of facilities such as water source (including reclaimed water) purchase, water resources transportation and distribution (including reclaimed water transportation and distribution), sewage collection and treatment, sludge disposal, overflow pollution storage and storage, and water ecological protection and restoration.

　　(three) the use of water ecological compensation. The compensation paid by the assessment of habitat and biology shall be used for the purchase of water sources (including reclaimed water), the transportation and distribution of water resources (including reclaimed water) and the protection and restoration of water ecology.

　　(IV) The municipal co-ordination part of the above three types of compensation shall be determined by the Municipal Water Affairs Bureau in conjunction with the Municipal Bureau of Ecological Environment and the Municipal Finance Bureau, taking into account the situation of water source protection, water source (including reclaimed water) purchase, water resources transmission and distribution (including reclaimed water transmission and distribution), water environment management and annual key areas and key work of water ecological protection and restoration in the whole city.

　　Article 14 The Municipal Water Affairs Bureau is responsible for organizing the formulation of compensation accounting rules for assessment indicators of water flow, water environment and water ecology except cross-regional pollutant concentration, the Municipal Bureau of Ecology and Environment is responsible for organizing the formulation of compensation accounting rules for cross-regional pollutant concentration, and the Municipal Finance Bureau is responsible for organizing the formulation of implementation rules for the management of compensation settlement and use.

　　Fifteenth kinds of compensation is not only the compensation for water ecological environment damage, but also the special funds for water environmental management and water ecological protection and restoration, and shall not be withheld, misappropriated or misappropriated for any reason or way. The compensation unit shall establish a special file to record the implementation of the project and the use of compensation. The financial departments of each district shall, jointly with the water affairs and ecological environment departments, submit the annual use of compensation in this district to the municipal finance, water affairs and ecological environment departments. The relevant departments of the city should regularly supervise and inspect the management and use of compensation funds in various districts and the implementation of the project; In violation of the provisions, the compensation will be deducted in the next year. If the circumstances are serious, the relevant departments shall investigate the responsibilities of relevant units and personnel according to the rules and regulations.

　　Sixteenth Municipal Water Affairs Bureau and Municipal Bureau of Ecology and Environment will report the assessment results of water ecological compensation in each district to the municipal government for approval, and then notify the district governments and announce them to the public in an appropriate way.

Chapter IV Supplementary Provisions

　　Seventeenth compensation standards and contents of these measures shall be revised in a timely manner according to the economic and social development of this Municipality and the protection and restoration of water ecology and water environment. The district governments may refer to these measures to establish a water ecological compensation mechanism between township governments (street offices) within their respective administrative areas.

　　These Measures shall be interpreted by the Municipal Water Affairs Bureau in conjunction with the Municipal Ecological Environment Bureau and the Municipal Finance Bureau, and shall come into force as of January 1, 2023. The Notice of the General Office of the Beijing Municipal People’s Government on Printing and Distributing the Measures for Regional Compensation of Water Environment in Beijing (for Trial Implementation) (No.57 [2014] of Beijing Zhengban Fa) shall be abolished at the same time.

How do citizens do personal protection？ Nanjing CDC expert： Open the window regularly for ventilation for at least 30 minutes at a time.

　　Cctv newsOn the morning of August 19th, Nanjing held the 30th press conference to report the latest situation of epidemic prevention and control.

　　According to Ding Xiaoping, deputy director of the Nanjing Municipal Health and Health Commission, since August 19th, Lukou Street in Jiangning District of Nanjing has changed from a medium-risk area to a low-risk area, and Nanjing has achieved low risk in the whole region.

　　Next, how will Nanjing citizens continue to do personal protection?

　　Ding Songning, deputy director of the Department of Acute Infectious Diseases Prevention and Control of Nanjing CDC, said that low risk does not mean zero risk. First of all, we should strengthen daily prevention and control, especially strengthen environmental ventilation, open windows regularly for ventilation, and maintain indoor air circulation. The ventilation time is not less than 30 minutes.

　　Second, we should do a good job of cleaning and disinfection, keep the environment of some key places such as elevators in public areas clean and tidy, clean up the garbage in time, and do a good job of disinfection of the surface of high-frequency contact objects.

　　Ding Songning suggested that we should continue to reserve epidemic prevention materials, such as masks, gloves, protective clothing, disinfectants, hand sanitizers, thermometers, thermometers and emergency medicines.

　　Public toilets should be equipped with sufficient hand sanitizer or disinfection facilities for induction equipment, and the faucet should be kept in normal use, so that enough flowing water can flow out.

　　He also suggested that air conditioning should be used as little as possible when the temperature is suitable and natural ventilation should be maintained. In crowded places, windows should be opened for ventilation and ventilation fans should be turned on to increase the fresh air volume.

　　Ding Songning said that it is necessary to follow the epidemic prevention and control regulations, determine the emergency plan, strengthen the training and training of personnel, establish a health monitoring system for employees, check the health code every day, and monitor the body temperature normally. Only when it is normal can you enter the workplace. If there is abnormality, you should go to the hospital in time for investigation.

　　At the same time, employees are required to plant all kinds of COVID-19 vaccines and do corresponding protection. Office space should also pay attention to the density and control of people flow, try to carry out online meetings and less offline meetings, and so on.

Click on the ＂beautiful＂ colorful countryside, and Lianzhou, Zhuhai opens the ＂hardcore beauty＂ mode!

Trees are shaded, birds are singing and flowers are fragrant, old houses are transformed into homestays, ponds are transformed into wetland parks, "hidden dangers of illegal construction" are transformed into "small leisure parks", and a rural human settlements improvement action is in full swing in Lianzhou Town.

"One River and Two Banks" in Lianxi Area

Lianjiang Village: Idle House Changed into Village History Museum

Old photos of the frozen years

A ticking clock

Rusty plowshares

All kinds of quaint old objects

……

Lianjiang village at the end of 2019

Combine the improvement of human settlement environment with the construction of village history museum

Rent an idle old house of villagers to build it as a whole.

The village history museum covers an area of about 140m2.

The front row is a small projection room with a literary flavor.

The back row is mainly the farm tools exhibition hall.

It was officially opened to the outside world at the beginning of this year.

The village history museum seems to be a rotating time machine, recording the past years of Lianjiang Village. Some tourists and villagers in the past said that it evoked their homesick memories. The village history museum not only revitalized the idle resources in rural areas, but also became a bright spot to promote rural revitalization.

Approaching the characteristic village of beautiful countryside, Guangdong, you can feel the gorgeous transformation of rural revitalization; Walking into Lianjiang village history museum, you can experience the unique details of local culture and folk customs at close range.

Shilong Village: Old House Becomes Homestay and Pond Becomes Wetland Park.

Trees are shaded and birds are singing and flowers are fragrant.

This is the first impression of Shilong Village.

In recent years, Shilong Village has seized the opportunity of rural revitalization.

Create a new rural picture with ecological characteristics according to local conditions

Through the establishment of homestay cooperatives and the introduction of professional homestay management companies, Shilong Village has unified planning and overall transformation of the idle old houses in the village, and gradually formed a homestay street with local characteristics.

The move of changing private houses into homestays not only revitalized idle resources, increased villagers’ income, but also attracted many tourists.

Shilong Village has also promoted the improvement of the ecological environment simultaneously. In 2019, the construction of "one village, one lake and one scene" was carried out in combination with the farmland water conservancy planning in the village, and the sewage treatment pool was upgraded and transformed into a wetland park. Flowers, green trees and pavilions are reflected in the clear lake, just like a beautiful picture of rural scenery.

Today, this beautiful wetland park is not only the best choice for the villagers to relax after a meal, but also another bright spot for Shilong Village to improve the living environment.

Dongan Village: Creating the most beautiful courtyard and building a civilized family style.

Since September 2019

Dongan village actively participated.

Rural Revitalization Women’s Action to Create a Beautiful Courtyard Competition

As one of the competitions,

Dong ‘an Village Chuangmei Courtyard combines green exhibition stands and exterior wall painting.

Decorate and beautify the courtyard

Strive to create an ecological and literary courtyard environment.

Chuangmei Courtyard not only shows

A beautiful courtyard demonstration that can be replicated and popularized.

It also provides experience for the whole village to improve the living environment.

At the end of last year, the District Women’s Federation and the District Civilization Office held the family civilization practice activities of "passing on family rules, establishing family training and promoting family style" in Doumen District and the unveiling ceremony of Doumen District Family Education Practice Base.

As a demonstration village in Guangdong Province to find the most beautiful family in the countryside, Dongan Village takes the propaganda of family style civilization as the breakthrough point, repainting a large area of old external walls in the village and creating a characteristic propaganda wall with the theme of family style civilization through painting and object decoration, which not only effectively improves the propaganda effect, but also makes the living environment in the village look brand-new.

Xinyi village: building the most beautiful river bank

Xinyi village takes the beautification and renovation of the river at the entrance of the village as the starting point

Invest 150,000 yuan to the entrance of the village, about 250 meters.

Comprehensive improvement and dredging of river banks and rivers.

And plant about two acres of canna on both sides of the river.

Canna is tenacious in growth.

The flowering period can last from March to December.

Beautifying the river environment has obvious effect.

At present, the canna at the entrance of Xinyi Village

It has become a beautiful landscape in the town.

Attract many villagers and tourists to stop and enjoy and take photos.

The village cadres said: "Canna symbolizes a solid future and responds to our confidence and determination to promote rural revitalization and build beautiful countryside!"

Dasheng village: "hidden danger of illegal construction" turned into "leisure small park"

There was an original illegal building at the yongbian of Dasheng Village.

Not only affects the village appearance.

And there are potential safety hazards that may collapse.

With the repeated efforts of resident leaders and village cadres

After a week of demolition and renovation

Past "hidden dangers of illegal construction"

Now it has become a "small leisure park" in the village.

The small park covers an area of about 28㎡. Although it is small, it contains Gankun. In order to further beautify the park and facilitate the masses, Dasheng Village installed two sets of small tables and chairs in the small park, and welded stainless steel guardrails along the river to ensure the safety of the masses. On the guardrail, the village cadres wrapped small yellow lights in an ingenious way, and with the two newly added spotlights on the trunk of longan, the small park became a rare scenery in the country at night.

At present, the small park has become a good place for the surrounding people to take a walk and relax at night. You can enjoy the night view and relax at your doorstep. Many villagers praise this good move of "illegal construction" into "park"!

Promote the improvement of human settlements and make beautiful and livable homes. Lianzhou Town has implemented a series of special measures to lay a solid foundation for building beautiful countryside and helping rural revitalization.

Contributed by Lianzhou Town

Announcement of the People’s Bank of China No.22 in 2006 (No.234 in total)

GAZETTEOF PEOPLE′S BANK OF CHINA

28 December 2006 No.22 (total No.234)

catalogue

Order No.1 [2006] of the People’s Bank of China

Order No.2 [2006] of the People’s Bank of China

Notice of the People’s Bank of China on strengthening the promotion of micropayment system business

Guiding Opinions of the People’s Bank of China on Promoting the Business Development of Commercial Acceptance Bills.

Order of China People’s Bank

2006] No.1

According to the Anti-Money Laundering Law of People’s Republic of China (PRC), the Law of the People’s Republic of China on the People’s Bank of China and other laws, the People’s Bank of China has formulated the Anti-Money Laundering Regulations for Financial Institutions, which were adopted at the 25th executive meeting of the President on November 6, 2006, and are hereby promulgated and shall come into force as of January 1, 2007.

President: Zhou Xiaochuan

November 14th, 2006

provisions on anti money laundering of financial institutions

Article 1 These Provisions are formulated in accordance with the Anti-Money Laundering Law of People’s Republic of China (PRC), the Law of the People’s Republic of China on the People’s Bank of China and other relevant laws and administrative regulations in order to prevent money laundering activities, standardize the supervision and management of anti-money laundering and the anti-money laundering work of financial institutions, and maintain financial order.

Article 2 These Provisions shall apply to the following financial institutions legally established within the territory of People’s Republic of China (PRC):

(1) Commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings and remittance institutions and policy banks;

(2) Securities companies, futures brokerage companies and fund management companies;

(3) Insurance companies and insurance asset management companies;

(4) Trust and investment companies, financial asset management companies, finance companies, financial leasing companies, auto financing companies and money brokerage companies;

(5) Other financial institutions determined and announced by the People’s Bank of China.

Institutions engaged in remittance business, payment and settlement business and fund sales business shall apply the provisions of these Provisions on the supervision and administration of anti-money laundering of financial institutions.

Article 3 The People’s Bank of China is the administrative department in charge of anti-money laundering in the State Council, and supervises and manages the anti-money laundering work of financial institutions according to law. China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission perform their duties of anti-money laundering supervision and management within their respective scope of duties.

The People’s Bank of China shall cooperate with relevant departments, institutions and judicial organs of the State Council in the process of performing its anti-money laundering duties.

Article 4 The People’s Bank of China conducts international cooperation on anti-money laundering on behalf of the China Municipal Government under the authorization of the State Council. The People’s Bank of China may establish cooperation mechanisms with anti-money laundering institutions in other countries or regions to implement cross-border anti-money laundering supervision and management.

Article 5 The People’s Bank of China shall perform the following anti-money laundering supervision and management duties according to law:

(1) To formulate or work with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission to formulate anti-money laundering regulations for financial institutions;

(2) To be responsible for monitoring the anti-money laundering funds of RMB and foreign currency;

(3) To supervise and inspect the performance of anti-money laundering obligations by financial institutions;

(four) to investigate suspicious trading activities within the scope of duties;

(5) reporting to the investigation organ the trading activities suspected of money laundering;

(six) in accordance with the provisions of relevant laws and administrative regulations, exchange information and materials related to anti-money laundering with overseas anti-money laundering institutions;

(seven) other relevant duties stipulated by the State Council.

Article 6 The People’s Bank of China shall set up China Anti-Money Laundering Monitoring and Analysis Center to perform the following duties according to law:

(1) Receiving and analyzing reports on large transactions and suspicious transactions of RMB and foreign currency;

(2) Establishing a national anti-money laundering database, and properly keeping the information of large-value transactions and suspicious transaction reports submitted by financial institutions;

(3) Report the analysis results to the People’s Bank of China as required;

(4) Requiring financial institutions to make timely corrections to reports on large transactions and suspicious transactions of RMB and foreign currency;

(5) With the approval of the People’s Bank of China, exchange information and materials with relevant overseas institutions;

(6) Other duties as stipulated by the People’s Bank of China.

Article 7 The People’s Bank of China and its staff shall keep confidential the information obtained by performing their anti-money laundering duties according to law, and shall not provide it to the outside world in violation of regulations.

China Anti-Money Laundering Monitoring and Analysis Center and its staff shall keep confidential the customer identity data, large-value transactions and suspicious transaction information obtained by performing anti-money laundering duties according to law; It shall not be provided to any unit or individual except in accordance with the law.

Article 8 Financial institutions and their branches shall establish and improve anti-money laundering internal control system according to law, set up special anti-money laundering institutions or designate internal institutions to be responsible for anti-money laundering work, formulate internal anti-money laundering operating rules and control measures, conduct anti-money laundering training for their staff, and enhance their anti-money laundering work ability.

The responsible persons of financial institutions and their branches shall be responsible for the effective implementation of the internal control system against money laundering.

Article 9 A financial institution shall establish and implement a customer identification system in accordance with regulations.

(a) to identify the identity of customers who require to establish business relations or handle one-time financial business with a specified amount or more, and to require customers to show their true and valid identity documents or other identification documents, check and register them, and update their identity information in time when it changes;

(2) Understand the purpose and nature of the customer’s transaction in accordance with regulations, and effectively identify the beneficiary of the transaction;

(3) If abnormal signs are found in the course of handling business or the authenticity, validity and completeness of the previously obtained customer identity data are in doubt, the customer identity shall be re-identified;

(four) to ensure that the overseas financial institutions with which it has an agency relationship or similar business relationship can effectively identify customers, and can obtain the required customer identity information from the overseas financial institutions. The specific implementation measures specified in the preceding paragraph shall be formulated by the People’s Bank of China jointly with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission.

Article 10 A financial institution shall, within the prescribed time limit, properly keep customer identity information and data information, business vouchers, account books and other relevant information that can reflect each transaction. The specific implementation measures specified in the preceding paragraph shall be formulated by the People’s Bank of China jointly with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission.

Article 11 Financial institutions shall report large transactions and suspicious transactions of RMB and foreign currency to China Anti-Money Laundering Monitoring and Analysis Center in accordance with regulations. The specific implementation measures specified in the preceding paragraph shall be formulated separately by the People’s Bank of China.

Article 12 The People’s Bank of China, together with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission, shall guide self-regulatory organizations in the financial industry to formulate anti-money laundering guidelines for their own industries.

Thirteenth financial institutions in the process of fulfilling their anti-money laundering obligations, if they find a suspected crime, they shall promptly report it in writing to the local branch of the People’s Bank of China and the local public security organ.

Fourteenth financial institutions and their staff shall assist and cooperate with judicial organs and administrative law enforcement organs to combat money laundering activities according to law. Overseas branches of financial institutions shall abide by the laws and regulations on anti-money laundering in the host country or region and assist in the work of anti-money laundering institutions in the host country or region.

Fifteenth financial institutions and their staff shall keep confidential the customer identity information and transaction information obtained by performing anti-money laundering obligations according to law; It shall not be provided to any unit or individual except in accordance with the law.

Financial institutions and their staff shall keep confidential the information related to anti-money laundering, such as reporting suspicious transactions and cooperating with the People’s Bank of China in investigating suspicious transactions, and shall not provide it to customers and other personnel in violation of regulations.

Sixteenth financial institutions and their staff to submit large transactions and suspicious transaction reports according to law, protected by law.

Seventeenth financial institutions shall, in accordance with the provisions of the people’s Bank of China, submit anti-money laundering statistics, information and audit reports related to anti-money laundering work.

Article 18 The People’s Bank of China and its branches may take the following measures to conduct on-site inspection of anti-money laundering according to the needs of performing anti-money laundering duties:

(1) Entering financial institutions for inspection;

(two) ask the staff of financial institutions to explain the relevant inspection items;

(three) to consult and copy the documents and materials related to the inspection items of financial institutions, and to seal up the documents and materials that may be transferred, destroyed, hidden or tampered with;

(four) to check the system of financial institutions using electronic computers to manage business data.

China People’s Bank or its branches shall fill in the on-site inspection project approval form before carrying out the on-site inspection, listing the inspection object, inspection content, time arrangement and other contents, and implement it after being approved by the person in charge of China People’s Bank or its branches.

On-site inspection, the number of inspectors shall not be less than 2, and the law enforcement certificate and inspection notice shall be presented; If the number of inspectors is less than 2 or the law enforcement certificate and inspection notice are not produced, the financial institution has the right to refuse the inspection.

After the on-site inspection, the People’s Bank of China or its branch shall make an on-site inspection opinion, affix its official seal and deliver it to the inspected institution. On-site inspection opinions include inspection situation, inspection evaluation, improvement opinions and measures.

Article 19 The People’s Bank of China and its branches may, according to the needs of performing anti-money laundering duties, talk with the directors and senior managers of financial institutions and ask them to explain the major issues of financial institutions’ anti-money laundering obligations.

Article 20 The People’s Bank of China shall conduct on-site inspections of financial institutions and, if necessary, notify the China Banking Regulatory Commission, the China Securities Regulatory Commission or the China Insurance Regulatory Commission of the inspection.

Article 21 If the People’s Bank of China or its provincial branches find that suspicious trading activities need to be investigated and verified, they can investigate customer account information, trading records and other relevant materials involved in suspicious trading activities from financial institutions, and financial institutions and their staff members shall cooperate with them.

The People’s Bank of China or its provincial branches mentioned in the preceding paragraph include the head office, Shanghai headquarters, branches, business management departments, provincial capital city center branches and sub-provincial city center branches of the People’s Bank of China.

Twenty-second people’s Bank of China or its provincial branches to investigate suspicious transactions, you can ask the staff of financial institutions, ask them to explain the situation; Consult and copy the account information, transaction records and other relevant materials of the customers of the financial institutions under investigation; Documents and materials that may be transferred, hidden, tampered with or damaged may be sealed up.

When investigating suspicious trading activities, the number of investigators shall not be less than 2, and the law enforcement certificate and the notice of investigation issued by the People’s Bank of China or its provincial branches shall be presented. To consult, copy and seal up the account information, transaction records and other relevant materials of the financial institution customers under investigation shall be approved by the person in charge of the People’s Bank of China or its provincial branches. If the investigator violates the prescribed procedures, the financial institution has the right to refuse the investigation.

Inquiries shall be recorded. The record of inquiry shall be checked by the person being questioned. If there are omissions or errors in the records, the person questioned may ask for supplements or corrections. After the person questioned confirms that the transcript is correct, he shall sign or seal it; Investigators should also sign the record.

Investigators should check the documents and materials sealed together with the staff of the financial institution present, and make a list in duplicate on the spot, which shall be signed or sealed by the investigators and the staff of the financial institution present, one for the financial institution and one for future reference.

Article 23 If the suspicion of money laundering cannot be ruled out after investigation, it shall immediately report the case to the investigation organ with jurisdiction. Financial institutions shall immediately report to the local branches of the People’s Bank of China if customers request to transfer the account funds involved in the investigation abroad. With the approval of the person in charge of the People’s Bank of China, the People’s Bank of China may take temporary freezing measures and notify the financial institutions in writing, and the financial institutions shall implement them immediately after receiving the notice.

If the investigation organ considers it necessary to continue freezing after receiving the report, the financial institution shall cooperate after receiving the notice of the investigation organ to continue freezing. If the investigation organ considers it unnecessary to continue freezing, the People’s Bank of China shall immediately notify the financial institution in writing to lift the temporary freezing after receiving the notice that the investigation organ does not need to continue freezing.

Temporary freezing shall not exceed 48 hours. If a financial institution fails to receive the notice of the investigation organ to continue freezing within 48 hours after taking temporary freezing measures according to the requirements of the People’s Bank of China, it shall immediately lift the temporary freezing.

Twenty-fourth people’s Bank of China and its branches engaged in anti-money laundering work personnel have one of the following acts, shall be given administrative sanctions according to law:

(a) in violation of the provisions of the inspection, investigation or take temporary freezing measures;

(2) divulging state secrets, business secrets or personal privacy known for anti-money laundering;

(three) in violation of the provisions of the relevant institutions and personnel to implement administrative punishment;

(four) other acts that do not perform their duties according to law.

Article 25 If a financial institution violates these provisions, it shall be punished by the People’s Bank of China or its branches at or above the central branch of the city in accordance with the provisions of Articles 31 and 32 of the Anti-Money Laundering Law of People’s Republic of China (PRC); According to different situations, it is suggested that China Banking Regulatory Commission, China Securities Regulatory Commission or China Insurance Regulatory Commission take the following measures:

(1) Ordering financial institutions to suspend business for rectification or revoke their business licenses;

(two) to cancel the qualifications of directors, senior managers and other directly responsible personnel of financial institutions, and prohibit them from engaging in relevant financial industry work;

(3) Ordering financial institutions to give disciplinary sanctions to the directors, senior managers and other directly responsible personnel.

County (city) sub-branch of China People’s Bank finds that financial institutions violate these provisions, and shall report to its superior branch, which shall punish or make suggestions in accordance with the provisions of the preceding paragraph.

Article 26 Where the People’s Bank of China and its branches at or above the central sub-branches of cities impose administrative penalties on financial institutions that violate these provisions, they shall abide by the relevant provisions of the Provisions of the People’s Bank of China on Administrative Punishment Procedures.

Twenty-seventh the provisions shall come into force as of January 1, 2007. On January 3, 2003, the Regulations on Anti-Money Laundering of Financial Institutions issued by the People’s Bank of China was abolished at the same time.

Order of China People’s Bank

2006] No.2

According to the Anti-Money Laundering Law of People’s Republic of China (PRC), the Law of the People’s Republic of China on the People’s Bank of China and other laws and regulations, the People’s Bank of China formulated the Measures for the Administration of Large-value Transactions and Suspicious Transactions Reports of Financial Institutions, which was adopted at the 25th Executive Meeting of the President on November 6, 2006, and is hereby promulgated and shall come into force as of March 1, 2007.

President: Zhou Xiaochuan

November 14th, 2006

Measures for the administration of large-value transactions and suspicious transaction reports of financial institutions

Article 1 These Measures are formulated in accordance with the Anti-Money Laundering Law of People’s Republic of China (PRC), the People’s Bank of China Law of the People’s Republic of China and other relevant laws and administrative regulations in order to prevent the use of financial institutions for money laundering activities and standardize the reporting of large-value transactions and suspicious transactions by financial institutions.

Article 2 These Measures shall apply to the following financial institutions legally established within the territory of People’s Republic of China (PRC):

(1) Commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings and remittance institutions and policy banks.

(2) Securities companies, futures brokerage companies and fund management companies.

(3) Insurance companies and insurance asset management companies.

(4) Trust and investment companies, financial asset management companies, finance companies, financial leasing companies, auto financing companies and money brokerage companies.

(5) Other financial institutions determined and announced by the People’s Bank of China.

These Measures shall apply to the reporting of large transactions and suspicious transactions by institutions engaged in exchange business, payment and clearing business and fund sales business.

Article 3 The People’s Bank of China and its branches shall supervise and inspect financial institutions’ performance of reports on large-value transactions and suspicious transactions.

Article 4 The People’s Bank of China shall set up the China Anti-Money Laundering Monitoring and Analysis Center, which shall be responsible for receiving reports on large transactions and suspicious transactions of RMB and foreign currency.

China Anti-Money Laundering Monitoring and Analysis Center finds that the large transaction report or suspicious transaction report submitted by a financial institution contains incomplete elements or errors, and can issue a notice of correction to the financial institution that submitted the report, and the financial institution shall make corrections within 5 working days after receiving the notice of correction.

Article 5 A financial institution shall set up a special anti-money laundering post, and clearly designate a person to be responsible for reporting large-value transactions and suspicious transactions.

Financial institutions shall, in accordance with these Measures, formulate internal management systems and operating procedures for reporting large-value transactions and suspicious transactions, and report to the People’s Bank of China for filing.

Financial institutions shall supervise and manage the implementation of the reporting system for large-value transactions and suspicious transactions of their subordinate branches.

Article 6 Financial institutions and their staff shall keep confidential the reports of suspicious transactions and shall not provide them to any unit or individual in violation of regulations.

Article 7 A financial institution shall, within five working days after the occurrence of a large-value transaction, submit a large-value transaction report to China Anti-Money Laundering Monitoring and Analysis Center in an electronic way through its headquarters or an institution designated by the headquarters. If there is no headquarters or it is impossible to submit large transactions to China Anti-Money Laundering Monitoring and Analysis Center through the headquarters and the institutions designated by the headquarters, the reporting method shall be separately determined by the People’s Bank of China.

Large-value transactions of customers through accounts or bank cards opened in domestic financial institutions shall be reported by the financial institution that opened the account or the issuing bank; Large-value transactions of customers through overseas bank cards shall be reported by the acquiring bank; Large-value transactions that customers do not make through their accounts or bank cards shall be reported by financial institutions that handle business.

Article 8 A financial institution shall report suspicious transactions to its headquarters, and the headquarters of the financial institution or an institution designated by the headquarters shall submit them electronically to China Anti-Money Laundering Monitoring and Analysis Center within 10 working days after the suspicious transactions occur. If there is no headquarters or it is impossible to submit suspicious transactions to China Anti-Money Laundering Monitoring and Analysis Center through the headquarters and the institutions designated by the headquarters, the reporting method shall be separately determined by the People’s Bank of China.

Article 9 Financial institutions shall report the following large-value transactions to China Anti-Money Laundering Monitoring and Analysis Center:

(1) Cash deposit, cash withdrawal, cash settlement and sale, cash exchange, cash remittance, cash bill payment and other forms of cash receipts and payments for a single or accumulated RMB transaction of more than 200,000 yuan or foreign currency transactions with the equivalent value of more than US$ 10,000.

(2) The transfer of funds between the bank accounts of legal persons, other organizations and individual industrial and commercial households, or the accumulated amount of RMB 2 million or more on the same day or the foreign currency equivalent of more than US$ 200,000.

(3) Transfer of funds between bank accounts of natural persons, and between bank accounts of natural persons and legal persons, other organizations and individual industrial and commercial households, with a single sum or a cumulative sum of more than RMB 500,000 yuan or a foreign currency equivalent of more than USD 100,000.

(4) Cross-border transactions in which one party to the transaction is a natural person, single transaction or accumulated equivalent value of more than USD 10,000 on the same day.

The cumulative transaction amount shall be calculated and reported unilaterally with a single customer as the unit and according to the income or payment of funds, unless otherwise stipulated by the People’s Bank of China.

Where a customer conducts financial transactions with securities companies, futures brokerage companies, fund management companies, insurance companies, insurance asset management companies, trust and investment companies, financial asset management companies, finance companies, financial leasing companies, auto finance companies, money brokerage companies, etc., and transfers money through bank accounts, commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings and remittance institutions, and policy banks shall, in accordance with Items (2) and (3) of Paragraph 1.

The People’s Bank of China may adjust the standards for large-value transactions stipulated in the first paragraph according to needs.

Article 10 A financial institution may not report a large transaction that meets one of the following conditions if it is not found suspicious:

(1) After the time deposit expires, it is not directly withdrawn or transferred, but the principal or the principal plus all or part of the interest is continuously deposited in another account under the same account name opened in the same financial institution.

The principal or principal plus all or part of interest of demand deposit is converted into time deposit in another account under the same account name opened by the same financial institution.

The principal or principal plus all or part of interest of time deposit is transferred to another account opened in the same financial institution under the same account name.

Current deposit in the account.

(2) Conversion between different foreign currencies in the process of foreign exchange trading by natural persons.

(3) One party to the transaction is party organs, state power organs, administrative organs, judicial organs, military organs, organs of the Chinese People’s Political Consultative Conference, the People’s Liberation Army and the Armed Police Force at all levels, but it does not include all kinds of enterprises and institutions under it.

(4) Inter-bank lending by financial institutions and bond transactions in the inter-bank bond market.

(5) Gold transactions conducted by financial institutions in gold exchanges.

(6) Allocating funds within financial institutions.

(seven) transactions under the loan-to-loan business of international financial organizations and foreign governments.

(8) Debt swap transactions under loans from international financial organizations and foreign governments.

(9) Taxation, correction of wrong accounts and interest payment initiated by commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings and remittance institutions and policy banks.

(10) Other circumstances as determined by the People’s Bank of China.

Article 11 Commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings and remittance institutions, policy banks and trust and investment companies shall report the following transactions or behaviors as suspicious transactions:

(1) In a short period of time, funds are transferred in and out in a centralized way, or transferred in and out in a centralized way, which is obviously inconsistent with customers’ identity, financial status and business operations.

(two) in a short period of time, the same payee frequently receives and pays funds, and the transaction amount is close to the large transaction standard.

(3) Legal persons, other organizations and individual industrial and commercial households frequently receive remittances that are obviously unrelated to their business operations in the short term, or natural person customers frequently receive remittances from legal persons and other organizations in the short term.

(4) An account that has been idle for a long time is suddenly opened for unknown reasons, or an account that usually has a small capital flow suddenly has an abnormal capital inflow, and a large amount of funds are received and paid in a short period of time.

　　(5) Capital transactions with customers from drug trafficking, smuggling, terrorist activities, gambling areas or tax-avoidance offshore financial centers have increased significantly in a short period of time, or a large number of funds have been received and paid frequently.

(six) there is no normal reason to open an account or cancel an account, and a large amount of funds have been received and paid before the account is cancelled.

(7) Repaying the loan in advance is obviously inconsistent with its financial situation.

(8) Most of the RMB funds purchased by customers for overseas investment are cash or transferred from different bank accounts.

(9) The customer requests the swap business between local currency and foreign currency, and the source and use of the funds are suspicious.

(10) Customers often deposit traveler’s checks or foreign currency drafts opened abroad, which is inconsistent with their business conditions.

(11) Foreign-invested enterprises invest in foreign currency in cash or transfer funds abroad in a short time after receiving the investment funds, which is inconsistent with their production and operation payment needs.

(12) The amount of capital invested by the foreign party of a foreign-invested enterprise exceeds the approved amount, or the direct foreign debt borrowed by the foreign party is remitted from a third country with no affiliated enterprise.

(13) A securities institution instructs a bank to set aside funds unrelated to securities trading and liquidation, which is inconsistent with its actual operation.

(14) Securities institutions frequently borrow large amounts of foreign exchange funds through banks.

(fifteen) insurance institutions frequently pay a large number of payments to the same applicant through the bank or cancel the insurance.

(16) A natural person’s bank account frequently receives and pays cash and the situation is suspicious, or a large amount of cash is deposited and withdrawn at one time and the situation is suspicious.

(17) After receiving foreign exchange remitted from abroad frequently, resident natural persons ask banks to issue traveler’s checks and drafts, or non-resident natural persons frequently deposit foreign currency cash and ask banks to issue traveler’s checks and drafts, and take them out or frequently order and cash a large number of traveler’s checks and drafts.

(eighteen) a number of domestic residents accept a remittance from offshore account, and the transfer and settlement of funds are operated by one or a few people.

Article 12 Securities companies, futures brokerage companies and fund management companies shall report the following transactions or behaviors as suspicious transactions:

(1) The customer’s fund account frequently shows cash receipts and payments close to the standard of large cash transactions for unknown reasons, which obviously evades the monitoring of large cash transactions.

(2) A customer who has no transaction or a small transaction volume requests to transfer a large amount of funds to another person’s account, and there is no obvious transaction purpose or use.

(3) The client’s securities account has been idle for a long time, but the fund account frequently receives and pays large amounts of funds.

(4) accounts that have been idle for a long time are suddenly opened for unknown reasons, and a large number of securities transactions occur in a short period of time.

(5) Having business contacts with countries and regions with high risk of money laundering.

(6) buying and selling a large number of securities in a short period of time after opening an account, and then quickly closing the account.

(seven) customers do not conduct futures trading for a long time or a small amount, but a large number of funds are received and paid in their capital accounts.

(8) Customers who have not conducted futures trading for a long time suddenly conduct futures trading frequently for unknown reasons in the short term, and the amount of funds is huge.

(9) Customers frequently take the same futures contract as the target, open positions at one price and close positions at the same or roughly the same price, the same amount or nearly the same amount, and then withdraw funds.

(10) When a customer, as a seller of futures trading, delivers imported goods, he cannot provide complete customs declaration documents and tax payment vouchers, or provide forged or altered customs declaration documents and tax payment vouchers.

(11) The client requests that the fund share be transferred by non-transaction and cannot provide legal documents.

(12) Clients frequently handle the transfer custody of fund shares without reasonable reasons.

(thirteen) the customer requests to change its information, but the relevant documents and materials provided are suspected of being forged or altered.

Article 13 An insurance company shall report the following transactions or behaviors as suspicious transactions:

(a) short-term decentralized insurance, centralized surrender or centralized insurance, decentralized surrender without reasonable explanation.

(two) frequent insurance, surrender, change of insurance or insurance amount.

(3) Paying abnormal attention to the provisions on auditing, underwriting, claim settlement, payment and surrender of insurance companies, but not paying attention to the guarantee function and investment income of insurance products.

(4) It is said that a large amount of invoices are lost when surrendering during the hesitation period, or the total amount of invoices lost by the same policyholder for multiple surrenders in a short period of time reaches a large amount.

(5) It is found that the obtained information about the names, titles, residences, contact information or financial status of the applicant, the insured and the beneficiary is untrue.

(six) the insurance products purchased are obviously inconsistent with the expressed needs, and they still insist on purchasing after being explained by financial institutions and their staff.

(seven) to buy a large amount of insurance policy by wholesale, which is inconsistent with its economic situation.

(8) Refusing the insurance policy with a large premium during the hesitation period, surrendering the insurance within a short period after the insurance contract takes effect, or withdrawing the cash value, and requiring the surrender money to be transferred to a third-party account or a non-payment account.

(9) Insisting on surrendering without paying attention to the great financial losses that may be caused by surrendering, and unable to reasonably explain the reasons for surrendering.

(10) obviously overpaying the insurance premiums payable in the current period and immediately requesting the return of the excess.

(eleven) insurance brokers pay premiums, but can not explain the source of funds.

(twelve) legal persons and other organizations insist on the return of premiums in cash or by transferring them to non-payment accounts, and can not reasonably explain the reasons.

(thirteen) legal persons and other organizations to pay the first premium or wholesale premium from the non unit account or from overseas bank accounts.

(14) paying the insurance premium of a natural person through a third person, but the relationship between the third person and the applicant, the insured and the beneficiary cannot be reasonably explained.

(15) Having business contacts with countries and regions with high risk of money laundering.

(sixteen) without reasonable reasons, the applicant insists on using cash to insure, compensate, pay insurance money, refund the cash value of insurance premiums and policies, and pay other funds in a large amount.

(17) When an insurance company pays compensation or insurance benefits, the customer requests that the funds be remitted to a third party other than the insured or beneficiary; Or the customer requests to remit the refunded insurance premium and cash value of the policy to someone other than the insured.

Article 14 Except for the circumstances specified in Articles 11, 12 and 13 of these Measures, financial institutions and their staff members shall submit suspicious transaction reports to China Anti-Money Laundering Monitoring and Analysis Center if they find that other transactions are abnormal in terms of amount, frequency, flow direction and nature.

Article 15 Financial institutions shall analyze and identify the transactions involved in all suspicious transaction reports submitted to China Anti-Money Laundering Monitoring and Analysis Center in accordance with these Measures. If there are reasonable reasons to believe that the transactions or customers are related to money laundering, terrorist activities and other illegal and criminal activities, they shall also report to the local branch of the People’s Bank of China and cooperate with the administrative investigation of anti-money laundering of the People’s Bank of China.

Article 16 For transactions that are both large-value transactions and suspicious transactions, financial institutions shall submit large-value transaction reports and suspicious transaction reports respectively.

If the transaction meets two or more criteria for large-value transactions at the same time, financial institutions shall submit large-value transaction reports respectively.

Article 17 Financial institutions shall provide true, complete and accurate transaction information in accordance with the requirements of the elements of large-value transaction and suspicious transaction reports attached to these Measures (see the attached table for the elements), and make electronic documents of large-value transaction reports and suspicious transaction reports. The specific reporting format and reporting requirements shall be formulated separately by the People’s Bank of China.

Eighteenth financial institutions in violation of these measures, the people’s Bank of China shall be punished in accordance with the provisions of Article 31 and Article 32 of the Anti-Money Laundering Law of People’s Republic of China (PRC); According to different situations, it is suggested that China Banking Regulatory Commission, China Securities Regulatory Commission or China Insurance Regulatory Commission take the following measures:

(1) Ordering financial institutions to suspend business for rectification or revoke their business licenses.

(two) to cancel the qualifications of directors, senior managers and other directly responsible personnel of financial institutions, and prohibit them from engaging in the relevant financial industry.

(3) Ordering financial institutions to give disciplinary sanctions to the directors, senior managers and other directly responsible personnel.

The county (city) sub-branch of the People’s Bank of China finds that a financial institution violates these measures, and shall report to its superior branch, which shall punish or make suggestions in accordance with the provisions of the preceding paragraph.

Article 19 Where the People’s Bank of China and its branches at or above the central sub-branches of cities impose administrative penalties on financial institutions that violate these measures, they shall abide by the relevant provisions of the Provisions of the People’s Bank of China on Administrative Punishment Procedures.

Article 20 The following terms in these Measures have the following meanings:

"Short-term" means within 10 working days, including 10 working days.

"Long-term" means more than one year.

"Large amount" means that the transaction amount is single or accumulated below but close to the standard of large-value transactions.

"Frequent" means that the transaction occurs more than 3 times a day on business days, or it occurs every day for more than 3 days on business days.

"Above", including this number.

Article 21 These Measures shall come into force as of March 1, 2007. On January 3, 2003, China People’s Bank issued the Measures for the Administration of Large and Suspicious RMB Payment Transaction Reports (Order No.2 [2003] of the People’s Bank of China) and the Measures for the Administration of Large and Suspicious Foreign Exchange Fund Transaction Reports of Financial Institutions (Order No.3 [2003] of the People’s Bank of China) shall be abolished at the same time.

Attached Table: Elements of Large-value Transactions and Suspicious Transactions Report of Financial Institutions

attached table

Contents of report elements of large-value transactions and suspicious transactions of financial institutions

List of elements of large transaction report

Number element name Number element name

1 financial institution name 2 financial institution code type

3 Financial Institution Code 4 Customer Name/Name

5 Customer ID/supporting document type 6 Customer ID/supporting document number

7 Customer Nationality 8 Name of Agent

9 ID card/certificate type of agent 10 ID card/certificate number of agent

11 Nationality of Agent 12 Account Type

13 account number 14 transaction date

15 business identification number 16 transaction method

17 fund receipt and payment mark 18 transaction destination

19 Use of funds 20 Currency

21 Transaction Amount 22 Name of the counterparty’s financial institution

23 Counterparty Financial Institution Code Type 24 Counterparty Financial Institution Code

25 Counterparty Name 26 Counterparty ID/supporting document type

27 Counterparty ID/supporting document number 28 Counterparty account type

29 Counterparty Account Number 30 Reporting Date

List of elements of suspicious transaction report of banking financial institutions

Number element name Number element name

1 financial institution name 2 financial institution code type

3 Financial Institution Code 4 Customer Name/Name

5 Customer ID/supporting document type 6 Customer ID/supporting document number

7 Customer Type 8 Customer Contact Information

9 Customer Nationality 10 Name of Agent

11 ID card/certificate type of agent 12 ID card/certificate number of agent

13 Nationality of Agent 14 Occupation of Personal Client

15 Industry category of corporate customers 16 Registered capital of corporate customers

17 Name of legal representative of corporate client 18 Type of identity document of legal representative of corporate client

19 corporate customer legal representative ID number 20 account type

21 account number 22 account opening time

23 account cancellation time 24 transaction date

25 Transaction Method 26 Business Identification Number

27 signs of receipt and payment of funds 28 sources and uses of funds

29 Currency 30 Transaction Amount

31 Name of counterparty financial institution 32 Code type of counterparty financial institution

33 Counterparty Financial Institution Code 34 Counterparty ID/supporting document type

35 Counterparty Name/Name 36 Counterparty Account Type

37 Counterparty ID/supporting document number 38 Counterparty account number

39 Description of suspicious transaction characteristics 40 Filler

41 Date of report

List of elements of suspicious transaction report of financial institutions in securities and futures industry

Number element name Number element name

1 financial institution name 2 financial institution code type

3 financial institution code 4 financial institution contact information

5 Customer’s name/name 6 Customer’s ID card/supporting document type

7 Customer ID/supporting document number 8 Customer type

9 Customer contact information 10 Customer occupation or industry

11 Name of agent 12 ID card/certificate type of agent

13 ID card/certificate number of agent 14 Information of major shareholders of corporate clients

15 Name of legal representative of corporate client 16 ID number of legal representative of corporate client

17 ID card type of legal representative of corporate customer 18 Securities/fund/futures account number

19 Fund/settlement account No.20 Name of the opening bank of the fund/settlement account

21 Transaction Date 22 Transaction Type

23 transaction variety code 24 business identification number

25 Currency 26 Transaction Amount

27 direction of capital inflow and outflow 28 mode of capital inflow and outflow

29 Name of Handler/Transaction Instructor 30 Type of ID of Handler/Transaction Instructor

31 ID number of the handler/transaction indicator 32 Description of suspicious transaction characteristics

33 Reporting by 34 Reporting Date

List of elements of suspicious transaction report of insurance financial institutions

Number element name Number element name

1 financial institution name 2 financial institution code type

3 financial institution code 4 financial institution contact information

5 Place of business occurrence 6 Name/name of the applicant

7 ID card/certificate type of the applicant 8 ID card/certificate number of the applicant

9 policyholder type 10 customer contact information

11 Customer’s occupation or industry 12 Name of the insured

13 ID card/certificate type of the insured 14 ID card/certificate number of the insured

15 Relationship between the applicant and the insured 16 Name of beneficiary

17 beneficiary’s ID card/certificate type 18 beneficiary’s ID card/certificate number

19 Information of major shareholders of corporate clients 20 Name of legal representative of corporate clients

21 ID number of legal representative of corporate client 22 ID type of legal representative of corporate client

23 insurance name 24 insurance contract number

25 Insurance Period 26 Overview of Insurance Contents

27 Transaction Date 28 Transaction Type

29 Currency 30 Transaction Amount

31 direction of capital inflow and outflow 32 mode of capital inflow and outflow

33 fund account bank 34 bank transfer fund account number

35 Handler/Transaction Instructor ID Type 36 Name of Handler/Transaction Instructor

37 Description of suspicious transaction characteristics 38 ID number of the handler/transaction indicator

39 Report Date 40 Filer

People’s Bank of China on Strengthening the Micro-payment System

Notice on matters related to business promotion

Yinfa [2006] No.384

China People’s Bank Shanghai Headquarters, branches, business management departments, provincial capital city center branches and Shenzhen city center branches; All policy banks, state-owned commercial banks and joint-stock commercial banks:

With the strong cooperation and joint efforts of banks, the People’s Bank of China completed the construction and promotion of micropayment system in the whole country in June 2006. The micropayment system can support the application of various payment tools, meet the needs of low-cost and large-volume payment and clearing services in society, and become a safe and efficient public platform for interbank payment and clearing and business innovation of banking financial institutions. In order to give full play to the functions of the micropayment system and effectively improve the social public payment environment, the relevant matters concerning strengthening the business promotion of the micropayment system are hereby notified as follows:

First, strengthen business organization and publicity to improve social awareness.

Strengthening business organization and publicity is an important measure to promote the business of micropayment system. The Shanghai headquarters of the People’s Bank of China, branches, business management departments, and city center sub-branches of provincial capitals should coordinate relevant departments of local governments and make full use of various media to strengthen business organization and publicity, so as to further promote the business development of micropayment systems and support banks to expand and innovate their businesses by using micropayment systems; Starting from the payment demand of social and economic activities, combined with the functional characteristics of the micropayment system, we should comprehensively publicize the business knowledge of the micropayment system and improve the pertinence and effectiveness of the publicity. All banking financial institutions should strengthen the business training of micropayment system, especially the training of front-line business and management personnel; It is necessary to make full use of the service window, publicize the business functions of the micropayment system to the account opening unit, and improve the public’s awareness.

Two, combined with the actual situation in various places, strengthen the promotion of new business of micropayment system.

Five basic services, such as general debit, general credit, regular debit, regular credit and information service, have been opened in the micropayment system, and the check deposit business has been piloted in Tianjin, Hainan and Gansu provinces (cities). According to the business promotion plan, before the end of 2006, the People’s Bank of China will complete the pilot projects of check interception business of micropayment system in Gansu Province, deposit and withdrawal business in Shandong Province and centralized collection and payment business of clearing organizations in Shaanxi Province. The Shanghai headquarters of the People’s Bank of China, branches, business management departments, and central sub-branches of provincial capitals should do a good job in promoting the new business of micropayment system, determine the types of business to be promoted according to the actual situation in the region, formulate corresponding implementation plans and institutional measures, and organize their implementation within their jurisdiction after being approved by the head office.

Three, improve the contract (agreement) database, improve the efficiency of regular debit business.

The establishment of contract (agreement) database is the basis for the paying bank to handle the regular debit business accurately and efficiently, and it is also an important basis for the bank to confirm payment and avoid legal risks. The Shanghai headquarters of the People’s Bank of China, branches, business management departments, and central sub-branches of provincial capitals shall, in accordance with the requirements of business processing, formulate and improve the coding standards for regular debit business contracts (agreements) within their jurisdiction, organize banks to develop and build a contract (agreement) database in their front-end systems, and urge banks, enterprises and institutions to standardize, store and maintain the regular debit business contracts. The contract (agreement) number can be the authorization number of the payer to authorize his bank to deduct money. All banking financial institutions shall complete the establishment of the database of regular debit business contracts (agreements) before the end of March 2007, and coordinate the account opening units to do a good job in warehousing the regular debit business contracts (agreements).

Fourth, do a good job in bank-enterprise interface development and improve business processing efficiency.

It is an important means to improve the efficiency of business processing to develop the interface between banks and account opening units. At present, many enterprises and institutions still adopt the traditional way of submitting paper-based vouchers to the account-opening bank when handling batch business such as regular borrowing (lending), and the bank needs to record the information of paper-based vouchers one by one, and then convert them into electronic payment instructions of micropayment system, which is cumbersome and inefficient. All banking financial institutions should combine the business processing characteristics of micropayment system, coordinate account opening units with large business volume, develop the interface of business processing system between banks and enterprises, and enterprises should submit business data to the account opening bank by magnetic media or online mode to realize electronic processing of business data transmission.

Five, the reform of invoice delivery mode, convenient for charging unit business processing.

After the micropayment system is in operation, the paper-based vouchers of public utility charges and other services are intercepted at the receiving bank, and the charge invoices cannot be transmitted simultaneously. Because the payer needs to deal with the accounts according to the charge invoice and the debit receipt from the bank where the account is opened, it is necessary to properly solve the problem of charge invoice transmission for public utilities through the micropayment system. All branches of the People’s Bank of China should coordinate all banking institutions and charging units, and choose a simple, timely and economical delivery method for charging invoices. The charging unit may deliver the charging invoice by mail or direct delivery, or its bank may deliver the charging invoice through the same city bill exchange channel. In view of the characteristics of electronic processing of public utilities’ charging business, all branches of the People’s Bank of China should actively coordinate with local tax authorities to confirm the legal status of the bank issuing deduction receipts instead of charging invoices, so as to facilitate the business processing of the receiving and paying units.

Six, cancel the paper-based delivery of special entrusted collection in the same city to prevent operational risks.

At present, in some cities, public utility fees and public welfare fees are collected by special entrustment in the same city, and the collection of inter-bank fees needs to pass paper vouchers to the payer’s bank for review through the clearing house, which has many business links and low processing efficiency, and there are certain potential risks. The Shanghai headquarters of the People’s Bank of China, branches, business management departments, and city center sub-branches of provincial capitals should coordinate with banking financial institutions in light of local actual conditions, and cancel the paper-based transfer processing method of special entrusted collection in the same city within their jurisdiction before July 1, 2007, and all related businesses will be handled through the regular debit business of micropayment system.

Seven, the natural elimination of the same city clearing system

The local city clearing system has played a certain role in improving local financial services and promoting local economic development. After years of operation, some clearing systems in the same city have reached or approached their life cycle. In view of the fact that the micropayment system can replace the same city clearing system in functional design, in order to integrate the central bank’s payment and clearing service resources and avoid redundant construction and waste of resources, no new city clearing system can be built without the approval of the Head Office in the future. The existing clearing system in the same city should be eliminated naturally, and those that have reached the life cycle should stop running immediately; Those that have not reached the life cycle can maintain safe and stable operation, but they cannot be upgraded. If the local clearing system in the same city continues to operate, banking financial institutions may independently choose the same city clearing system or micropayment system to handle payment business according to the principle of marketization, and no unit or individual may interfere.

Eight, lower the system fees, mobilize the enthusiasm of participants to handle business through the system.

The charging standard of payment system business is an important benchmark to transmit the charging price of banking payment and settlement services, and it is also an important factor to attract banking financial institutions to handle business through payment system. The People’s Bank of China has decided to lower the charging standard for banking financial institutions to handle payment services through micropayment system from January 1, 2007, lower the benchmark price of small business packages from 5 yuan to 0.5 yuan, and lower the charging price of single payment services; Start the business fee return mechanism, and return the debit business fee to the initiating bank of business receipt at a certain rate; Cancel the toll increase rate during peak hours; Gradually realize the free policy of handling public welfare payment through micropayment system. See the annex for specific charging standards.

The fees charged by banking financial institutions to customers shall be subject to the provisions of the Notice of the State Planning Commission and the People’s Bank of China on Formulating the Fees for Electronic Remittance (No.791 [2001]). For businesses whose government-guided prices have not been clearly defined, the banking financial institutions shall determine them by themselves according to the principle of marketization.

Nine, the introduction of incentive mechanism to promote the development of micropayment system business.

In order to fully mobilize the enthusiasm of all participants, system operators and business management departments, and promote the development of micropayment system business, the People’s Bank of China will establish an evaluation mechanism for the promotion of micropayment system business. The head office of the People’s Bank of China will regularly make statistics and reports on the business volume handled by various regions and banks through the micropayment system, and give corresponding fee concessions to banking financial institutions that handle business through the micropayment system within a certain period of time. The head office of the People’s Bank of China will include the business promotion and business publicity organization of the micropayment system in Shanghai headquarters, branches, business management departments and provincial capital city central branches in the annual assessment.

Ten, strengthen the operation management, ensure the safe and stable operation of the system.

Large and small payment systems are two main application systems of China’s modern payment system, and their safe and stable operation directly affects the normal operation of the economy and the public’s confidence in the payment system. It is necessary to strengthen the operation management and improve the operation and maintenance mechanism to ensure the safe and stable operation of the system. The operating departments at all levels of the payment system should conscientiously implement the 7×24-hour operation duty system of the micropayment system and earnestly fulfill the commitment of the central bank to social services; Strict system operation inspection system, regular inspection of the main and standby machines and operating environment of the payment system, to ensure that the main and standby equipment of the system can automatically switch operation in case of failure; Adhere to the system of regular reporting on operation, and report the operation of the system to the superior operation department and the competent business department on a regular basis, and report any major problems in time; Establish and improve the emergency response plan of the payment system, organize emergency drills regularly, and improve the emergency response capability of the system.

Attachment: service charge standard of micropayment system

People’s Bank of China

Press release issued on November 3, 2006

attachment

Service charge standard of micropayment system

(Effective from January 1, 2007)

Category, business category, time period, charging standard, charging ratio of off-site business and city business (%)

Toll service

Ordinary credit is 17: 30-8: 300.24 yuan/pen and 0.08 yuan/pen.

808: 30-17: 300.3 yuan/pen 0.1 yuan/pen 100.

Real time debit

Real-time credit 17: 30-8: 300.6 yuan/pen.

0.2 yuan/pen 808: 30-17: 300.75 yuan/pen 0.25 yuan/pen 100.

Ordinary debit

Periodic debit

Credit 17: 30-8: 300.1 regularly.

0 yuan/pen 0.03 yuan/pen 808: 30-17: 300.12 yuan/pen 0.04 yuan/pen 100

General information 0.01 yuan /Kb

Real-time information 1 yuan /Kb

Payment service package

(ordinary debit, ordinary credit,

Regular debit, regular credit,

Real-time debit and real-time

Credit) 0.5 yuan/bag

Query message

Free-form message 1 yuan/pen (same as large payment system)

Toll-free check interception service

Check image business receipt

Credit refund

Check message

Business initiated by the People’s Bank of China and the State Treasury 0

Fee-based return service type return target

accurate

Ordinary debit 50%/ transaction

Regular debit 30%/ transaction

The people’s bank of China and the state treasury as payment

Party’s debit business 0 yuan/transaction.

People’s Bank of China on promoting

Guiding opinions on the business development of commercial acceptance bills

Yinfa [2006] No.385

A commercial acceptance bill is a bill issued by a legal person or other organization and accepted by a payer other than a bank. The payer unconditionally pays a certain amount to the payee or holder on a specified date. Commercial acceptance bill is a credit payment tool based on commercial credit, which has the characteristics of clear rights and obligations, negotiable payment and transferable discount. Promoting the use of commercial acceptance bills is conducive to enriching the means of payment of enterprises and coordinating the relationship between production, supply and marketing of enterprises; It is conducive to alleviating the arrears of payment between enterprises and maintaining the normal and smooth commodity trading order; It is conducive to promoting the organic combination of bank credit and enterprise commercial credit and alleviating the contradiction of financing difficulties for small and medium-sized enterprises; It is conducive to promoting the commercialization of commercial credit, enriching the instruments of the bill market and promoting the development of the bill market; It is conducive to establishing and perfecting a good credit mechanism, enhancing social credit awareness and improving social credit degree.

In recent years, China’s commercial bill business has developed rapidly, and the scale of acceptance, discount and reposting of commercial bills has been expanding, which has played a positive role in facilitating payment and settlement of enterprises, broadening financing channels of enterprises and improving the quality of credit assets of commercial banks. However, the structural contradiction between the high proportion of bank acceptance bills and the low proportion of commercial acceptance bills is more prominent.

In order to further improve the settlement efficiency of enterprises, adjust the category structure of commercial bills, guide and encourage the development of commercial credit, and give play to the role of commercial acceptance bills in promoting social and economic development, we hereby put forward the following opinions.

First, mobilize the enthusiasm of all parties and establish a benign mechanism to effectively promote commercial acceptance bills.

The People’s Bank of China should organize commercial banks to formulate specific implementation plans to promote the use of commercial acceptance bills, select and encourage some enterprises with good credit standing and relatively stable relationship between production, supply and marketing to issue, accept and transfer commercial acceptance bills in commodity trading and labor supply; Through key demonstration, from point to area, the commercial acceptance bill business between high-quality enterprises and upstream and downstream enterprises will be carried out to promote other enterprises to widely use commercial acceptance bills; According to the national macro-control policies and industrial development policies, according to local conditions, commercial acceptance bills issued by enterprises with good credit status should be given rediscount support; It is necessary to create conditions, promote the establishment of a convenient inquiry platform for commercial acceptance bills, and reduce the transaction cost of commercial acceptance bills; It is necessary to study and explore a reasonable price mechanism to promote the development of commercial acceptance bill business in accordance with the principle that cost, income and risk are symmetrical and conducive to mobilizing the enthusiasm of all parties.

Commercial banks should change their ideas, innovate the development form of commercial acceptance bill business, explore new profit growth points and realize a win-win situation for banks and enterprises; We should continue to explore the establishment of bill franchises, expand and improve the business scope of bill franchises, and promote the specialized and intensive operation of bill business; Vigorously promote the mode of bank credit boosting enterprise commercial credit, explore the combination of letter of guarantee business, bill guarantee business and commercial acceptance bill business, and adopt the forms of guarantee and sticker for commercial acceptance bill to improve the credit guarantee degree of commercial acceptance bill; Do a good job in granting credit to commercial acceptance bills, and give discount support to commercial acceptance bills issued by enterprises with good credit status.

Enterprises can make use of the characteristics of commercial acceptance bill to pay by contract, and pay by issuing commercial acceptance bill when delaying payment. Conditional SMEs can choose enterprises with good credit and strong financial strength as guarantors of commercial acceptance bills, so as to enhance the credit of bills and promote the circulation of commercial acceptance bills accepted by SMEs. Encourage the payee to accept commercial acceptance bills on the basis of fully understanding the credit status of the payer, reduce oral credit and credit on account, and improve the contract performance rate.

Two, give full play to the role of the basic database of enterprise credit information, and enhance the confidence of enterprises in accepting commercial acceptance bills.

The People’s Bank of China should study and promote the use of enterprise credit information in the business of commercial acceptance bills, increase publicity, guide and encourage commercial banks and enterprises to use the basic database of enterprise credit information according to law when handling commercial acceptance bills, and provide credit inquiry support for the promotion of commercial acceptance bills. It is necessary to organize intermediaries with social credibility to carry out enterprise credit rating in a planned way, and promote the combination of rating results and bank credit support. It is necessary to continue to increase the collection of enterprise credit information, expand the scope of information collection, and collect and disclose information such as illegal opening and use of bank settlement accounts, default payment, evasion of debts, and unpaid taxes through appropriate means.

Commercial banks should strengthen the collection, collation, analysis and utilization of customer payment and settlement credit information, track and understand the issuance, acceptance and payment of commercial acceptance bills by enterprises, and actively submit bad payment information and other credit information of the acceptor of commercial acceptance bills to the People’s Bank of China. The bank of account of the acceptor of a commercial acceptance bill shall cooperate with the reasonable inquiry of the holder’s bank and the discount bank.

Encourage the drawer and acceptor of commercial acceptance bills to conduct credit rating, and incorporate the rating results into the basic database of enterprise credit information, and accept inquiries according to law. When an enterprise handles the business of commercial acceptance bills, the drawer and acceptor should strictly abide by the settlement principle of "abiding by credit and performing payment" and pay the due commercial acceptance bills in full and on time, so as to create a good corporate credit culture, enhance their own brand and reputation, and thus promote the improvement of social credit.

Third, establish an effective punishment mechanism for default payment to urge the acceptor of commercial acceptance bills to pay and perform.

The People’s Bank of China should take specific measures in a targeted manner, gradually establish information files on commercial acceptance bills within its jurisdiction, and do a good job in monitoring and analyzing commercial acceptance bills within its jurisdiction; Establish a "blacklist" system for unreasonable refusal to pay and delay payment of commercial acceptance bills, and notify the society regularly to enhance the social concern of default payment and increase the punishment for defaulting enterprises.

If the drawee of a commercial acceptance bill deliberately delays payment or refuses to pay the due commercial acceptance bill unreasonably, the People’s Bank of China will impose a fine of 0.07% of the daily bill amount in accordance with Article 33 of the Measures for the Implementation of Bill Management.

For those who refuse to pay or delay payment repeatedly and unreasonably, commercial banks should not only stop handling the business of discounting, guaranteeing and pasting commercial acceptance bills, but also suspend some or all payment and settlement business.

Four, do a good job in the prevention and control of commercial acceptance bill business risks, to ensure the healthy development of commercial acceptance bill business.

The People’s Bank of China should strengthen the supervision and management of commercial acceptance bills. Timely release the risk information of commercial acceptance bill business, make necessary risk tips, and guide enterprises to correctly handle commercial acceptance bill business.

Commercial banks should strengthen the risk management of commercial acceptance bills. Conduct strict real trade background review to prevent the use of commercial acceptance bills to obtain discounted funds from banks and other illegal activities; Improve the qualification examination procedures, conduct practical credit and solvency surveys on acceptance enterprises and discount application enterprises, and be cautious in granting credit to enterprises with poor credit and financial conditions to avoid adding non-performing assets; Incorporate the credit line of discount, guarantee and guarantee of commercial acceptance bills into the comprehensive credit line management, implement total control, and adjust it dynamically according to the financial, credit and business conditions of the acceptance enterprises and discount applicants.

When using commercial acceptance bills, enterprises need to master the basic knowledge of business risk prevention and control of commercial acceptance bills, be familiar with the provisions on the issuance, acceptance, endorsement and discount of commercial acceptance bills, and handle commercial acceptance bills accurately; Strictly follow the requirements of real trade background, and put an end to taking bank funds through fictitious transactions of related relationships. When an enterprise accepts a commercial acceptance bill, it should be commensurate with its financial strength to avoid blind acceptance and debt expansion. When an enterprise accepts a commercial acceptance bill, it should pay attention to carefully examining the authenticity of the bill and the credit status of the acceptor to prevent the risk of the bill.

Five, strengthen the publicity and training of commercial acceptance bills, and popularize the business knowledge of commercial acceptance bills.

The People’s Bank of China should organize and coordinate commercial banks, face the society, adopt various forms, and extensively carry out publicity and training work on commercial acceptance bill business. Promote the significance and role of commercial acceptance bills in providing settlement facilities and financing facilities for enterprises, as well as their functions in enriching payment and settlement tools for enterprises, improving the efficiency of capital use, enhancing corporate image and enhancing corporate credit.

Commercial banks should make full use of the direct relationship between banks and enterprises, start from providing customers with more and higher quality payment and settlement services, and increase publicity and training for corporate financial personnel through various forms to familiarize them with the basic knowledge and operating procedures of bill business, especially commercial acceptance bills; Guide enterprises to use commercial acceptance bills more according to the needs of their own economic activities; Help enterprise financial personnel to master the methods and techniques to identify the authenticity of bills, so as to achieve correct bill business operations, avoid accepting fake tickets and defective bills, and promote the circulation of bills.

People’s Bank of China

November 6, 2006

The 12-cylinder Bentley doesn’t cost 3 million yuan to fly, and you are one week closer to your dream.

This week’s new car, I believe you are as attracted by the new generation as I am. However, there is no car that I can afford. …

Bentley’s new generation is flying

Guide price: 2.89 million yuan

The old W12 model has to start at 3.57 million yuan. After the replacement, the price has been reduced by nearly one million yuan. Even if it is a local tyrant, it should be considered as a price reduction with some effect! Of course, as an entry-level four-door executive car, the temperament of a new generation can definitely attract everyone present, and the visual effect and connotation from the outside to the inside are simply beyond words!

In addition, as a TV, it is disrespectful to the rich not to make some optional kits. Therefore, the optional Mulliner driving kit costs 245,960 yuan; Naim customized sound system, the price is 147,386 yuan … and so on. The whole generation is equipped with 6.0T double W12,635 horses, 900 Nm, matched with an 8-speed automatic manual, with a standard system, with an acceleration of 3.8 seconds per 100 kilometers and a top speed of 333 km/h. Moreover, it is equipped with brand-new three-chamber adaptive, four-wheel, 48V active and so on.

Xingtu LX

Guide price: 125,900-150,900 yuan.

As the second model of Starway brand, LX is positioned as compact, one level lower than TX. However, at the design level, the two cars are completely different styles. LX is obviously younger and has the same personality, and all kinds are exaggerated. The dimensions are 4533/1848/1699mm and 2670mm respectively.

It is equipped with 1.6T, 197 horses and 290 Nm, matching 7 speeds. Compared with the 1.5T equipped by competitors at the same price level, the power of Starway LX has certain advantages.

BMW Brilliance X2

Guide price: 266,800-329,800 yuan.

Domestic products have finally come on the market, but the price didn’t give us much surprise. Of course, if you want to buy it, don’t worry, wait a little, this car will definitely give you a big discount. The shape is no different from the overseas version, and the dimensions are 4379/1824/1555 mm (1560)mm for the M cross-country suit version) and 2670mm respectively, which is consistent with the imported version.

Brilliance is equipped with 1.5T three-cylinder and 2.0T four-cylinder, with 155 horses and 214 horses respectively, which is 15 and 22 horses higher than the imported version. In addition, according to different configurations, the matching is 7-speed dual clutch and 8-speed automatic manual integration, and some models are equipped with four-wheel drive system.

BMW Brilliance New X1

Guide price: 278,800-399,800 yuan.

The exterior and interior of the new X1 have obviously changed, for example, it has been replaced with an updated family design, a larger size kidney grille, a brand-new and different internal structure of the taillight group, and a new electronic bumper. In a word, it looks more refined than the old model, and its temperament is closer. As for space, there is no rival among luxury brands at the same level.

The new X1 is still equipped with 1.5T three-cylinder and 2.0T four-cylinder, with 140 and 192 horses respectively. According to different models, it is matched with 7-speed dual clutch and 8-speed automatic manual transmission, and equipped with a four-wheel drive system. In addition, the plug-in hybrid version of the new X1 is equipped with a combination of 1.5T+ motors, with 136 motors and 95 motors. The pure battery life of the Ministry of Industry and Information Technology is 110km, which is matched with a 6-hand-in-one.

New models of Geely Yuanjing S1

Guide price: 75,900 yuan

As a new model, this configuration is positioned as an entry-level version of automatic transmission, equipped with monitoring, P,,, automatic headlights, PM2.5 filtering device and so on. The dimensions are 4465/1800/1535mm and 2668mm respectively.

It is equipped with 1.5L, 109 horses and 142 Nm, which matches CVT and meets the requirements of National Six.

Shenzhen： Accelerate the high-quality development and high-level application of artificial intelligence.

　　Cctv newsRecently, the General Office of the Shenzhen Municipal Committee of the Communist Party of China and the General Office of the Shenzhen Municipal People’s Government issued the Action Plan for Accelerating the High-quality Development and High-level Application of Artificial Intelligence in Shenzhen (2023— 2024). The main contents are as follows:

Shenzhen accelerates the development of artificial intelligence with high quality and high level.Application Action Plan (2023— 2024)

　　In order to thoroughly and systematically study and implement the spirit of the 20th Party Congress, the series of important speeches and instructions of the Supreme Leader General Secretary to Guangdong and Shenzhen and the important exposition on the development of a new generation of artificial intelligence, embrace innovation with greater enthusiasm, create the best ecology, promote the high-quality development and all-round high-level application of artificial intelligence, build a national new generation of artificial intelligence innovation and development experimental zone and a national artificial intelligence innovation and application pilot zone with the efforts of the whole city, strive to create a global pioneer city of artificial intelligence, and help and empower the city’s high-quality development, the scheme is as follows.

　　First, strengthen the supply of intelligent computing power clusters

　　(1) Building a city-level intelligent computing platform. Integrate Shenzhen’s computing power resources, build a city-level computing power overall scheduling platform, and realize "one-network computing power, overall planning integration, and one-stop scheduling". The city’s overall public intelligence computing power and related network bandwidth remain at the domestic leading level. Pengcheng Yunnao III Project will start construction before the end of 2023. (Responsible units: Municipal Development and Reform Commission, Municipal Science and Technology Innovation Commission, etc.)

　　(2) Building an intelligent computing hub in Greater Bay Area. Accelerate the implementation of the project "Research and Verification of Key Technology System of Intelligent Computing Network". Actively and orderly gather the intelligent computing resources of the government, enterprises, scientific research institutions, universities, etc., strengthen the cooperation of intelligent computing with surrounding cities, and plan to jointly build an intelligent computing overall dispatching platform in Guangdong-Hong Kong-Macao Greater Bay Area. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Science and Technology Innovation Committee, Municipal State-owned Assets Supervision and Administration Commission, etc.)

　　(3) Building an enterprise-level intelligent computing platform. Cooperate with Hong Kong enterprises, scientific research institutions and universities to build a Shenzhen-Hong Kong artificial intelligence computing power empowerment center. Implement the software cloud service application demonstration support plan, and encourage relevant units to purchase intelligent computing cloud services. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Science and Technology Innovation Committee, Municipal Qianhai Administration, etc.)

　　Second, enhance key core technologies and product innovation capabilities

　　(4) Strengthening scientific and technological research and development. Focus on general large models, intelligent computing chips, intelligent sensors, intelligent robots, intelligent networked cars and other fields, implement major special support plans for artificial intelligence technology, and focus on supporting the creation of open source general large models based on domestic and foreign chips and algorithms; Support key enterprises to continuously develop and iterate the general commercial model; Develop and apply the universal intelligent robot with body. We will implement the support plan for key technology research carriers, support scientific research institutions and enterprises to build more than five artificial intelligence joint laboratories, and accelerate the establishment of the Guangdong Humanoid Robot Manufacturing Innovation Center. (Responsible units: Municipal Science and Technology Innovation Commission, Municipal Development and Reform Commission, Municipal Bureau of Industry and Information Technology, etc.)

　　(5) Support the research and development of innovative products. Encourage large-scale model enterprises to strengthen the research and development of large-scale model plug-ins and related software and hardware in conjunction with ecological partners, and promote the opening and embedding of large-scale models with existing operating systems, software and intelligent hardware. Encourage enterprises to actively deploy in vertical industries and actively expand application scenarios. Encourage enterprises to rely on Hetao Shenzhen-Hong Kong Science and Technology Innovation Cooperation Zone, Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone or overseas R&D centers to develop innovative products based on international mainstream models and actively expand the international market. Give full play to the advantages of Guangdong-Hong Kong-Macao Greater Bay Area’s manufacturing industry and develop the large-scale application of humanoid robots. We will implement the support plan for upgrading key links in the industrial chain, and encourage the research and development and industrialization of common general technology products by means of "revealing the list and taking the lead". Select qualified artificial intelligence products to be included in the first edition of software and the first (set) catalogue of major technical equipment, and give support to the products included in the catalogue. Implement the post-event subsidy support plan for the industrialization of strategic emerging industries, and encourage key areas of strategic emerging industries to apply artificial intelligence technology to carry out industrialization projects. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Development and Reform Commission, Municipal Science and Technology Innovation Commission, etc.)

　　Third, improve the level of industrial agglomeration

　　(six) planning and construction of industrial clusters. Give full play to the characteristic advantages and resource endowments of each district, select areas with mature conditions to build artificial intelligence industry clusters, and identify a number of municipal software parks in the field of artificial intelligence industry. Relying on Hetao Shenzhen-Hong Kong Science and Technology Innovation Cooperation Zone and Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone to link Hong Kong and international resources. (Responsible units: all districts, Municipal Qianhai Administration and Municipal Bureau of Industry and Information Technology)

　　(7) Vigorously cultivate enterprise echelons. Support local leading enterprises to increase investment in artificial intelligence, promote leading enterprises at home and abroad to set up artificial intelligence subsidiaries in Shenzhen, cultivate a number of innovative leading enterprises with core competitiveness, and incubate hundreds of billions of leading enterprises. Promote the development and growth of small and medium-sized enterprises, and build a number of artificial intelligence enterprises that specialize in novelty, single champion and unicorn. Conduct targeted investment promotion for artificial intelligence enterprises and give strong support to newly introduced and qualified enterprises. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Development and Reform Commission, Municipal Science and Technology Innovation Commission, etc.)

　　(8) Build an ecological incubation platform. Relying on Pengcheng Yunnao to build a city-level artificial intelligence ecological incubation platform, it will provide low-cost intelligent computing resources for small and medium-sized enterprises, as well as support for algorithms, tool sets, model bases and adaptation certification, and empower ecological partners to carry out joint innovation. Implement the public technical service platform support plan and cultivate a number of artificial intelligence public technical service platforms with their own characteristics. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Development and Reform Commission, Municipal Science and Technology Innovation Commission, etc.)

　　Fourth, create a global full-time scene application

　　(9) Build a docking platform for supply and demand. Relying on the "Shenzhen Enterprise" platform to build an artificial intelligence service area, collect and publicly release artificial intelligence innovative products, market-oriented project requirements and application scenario requirements for the whole society. Actively create various scenarios where artificial intelligence can be applied, and realize business process innovation and reengineering through artificial intelligence technology. Encourage all districts to try first in the fields of public services and urban governance, and actively create conditions to carry out full-time artificial intelligence application demonstration in the whole region. (Responsible unit: Municipal Bureau of Industry and Information Technology, districts, etc.)

　　(10) Promote "public service+AI". The people’s livelihood appeal platform is embedded in the public opinion to run the AI robot quickly, which improves the efficiency and quality of the platform response service. Explore and carry out pilot applications of artificial intelligence in medical and health institutions, such as clinical assistant decision-making, medical image assistant diagnosis, and medical robots. Relying on ports, airports, high-speed railway station, subway stations, government activities, science and technology cultural and sports venues, parks, tourist attractions and other public places, artificial intelligence experience scenes are built. (Responsible units: Municipal Government Service Data Management Bureau, Municipal Health and Wellness Commission, Municipal Port Office, Municipal State-owned Assets Supervision and Administration Commission, Municipal Bureau of Culture, Radio, Film and Television Tourism and Sports, Municipal Urban Management and Comprehensive Law Enforcement Bureau, Municipal Association for Science and Technology, etc.)

　　(11) Promote "Urban Governance+AI". Continue to promote the coordinated development of smart city infrastructure and intelligent networked vehicles. In the field of city inspection and environmental sanitation, the application of city inspection robots and sweeping robots is moderately advanced. In the fields of fire protection supervision, food safety supervision and construction safety, artificial intelligence applications such as image recognition, video analysis, monitoring and early warning are carried out. In the building construction project, the pilot project of "intelligent review+manual confirmation" based on building information model is explored. Explore the application of artificial intelligence technology in the modeling and rendering of major building units and key areas, and enrich the application of digital-real integration special effects scenes in urban information model platform. (Responsible units: Municipal Transportation Bureau, Municipal Bureau of Industry and Information Technology, Municipal Urban Management and Comprehensive Law Enforcement Bureau, Municipal Fire Rescue Detachment, Municipal Market Supervision Bureau, Municipal Housing Construction Bureau, Municipal Government Service Data Management Bureau, etc.)

　　(12) promote "thousands of industries+AI". Implementation of artificial intelligence software application demonstration support plan, encourage enterprises in finance, commerce, industry, transportation and other industries to upgrade their existing production, service and management methods based on artificial intelligence technology. Promote the application of artificial intelligence in equipment fault detection and diagnosis, vision-based surface defect detection, intelligent sorting and other manufacturing fields. Strengthen the collection, utilization and development of manufacturing data, explore the establishment of a closed-loop mechanism of "marking+training" for enterprise data, reserve high-quality data sets, and incubate highly intelligent production robots. Accelerate the construction of low-altitude intelligent integration infrastructure projects and promote the innovative development of low-altitude economic industries. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Transportation Bureau, Municipal Development and Reform Commission, etc.)

　　Fifth, strengthen the supply of data and talent elements

　　(thirteen) to cultivate high-quality data factor market. Before the end of 2023, the public data open management measures and public data resource catalogue will be issued, and the public data open plan will be formulated. Set up the city’s public data open operation platform, establish a multi-modal public data set, create high-quality Chinese corpus data, and use technologies such as privacy computing and safe data circulation to integrate data from education, medical care and other industries with enterprise data. Study and introduce policies and measures to cultivate data factor market, further expand the transaction scale of Shenzhen Data Exchange, encourage leading enterprises and platform enterprises in the industry to provide high-quality data products and specialized data services, guide enterprises to explore data assets, open data resources, participate in data transactions, and build a number of enterprise data brands. Accelerate the research and development of technologies such as separation of storage and use, metering and trading, and safe circulation, and focus on cultivating multiple subjects such as digital source vendors, data developers, data service providers, and platform service providers to promote the all-round development of data collection, storage, washing, standardization, and training. (Responsible units: Municipal Development and Reform Commission, Municipal Government Service Data Management Bureau, etc.)

　　(fourteen) to create a high-level talent gathering highland. Establish Shenzhen AI Education Alliance and AI Lecturer Group, support schools, enterprises and scientific research institutions to jointly set up a "second classroom", promote artificial intelligence into the campus, and strengthen artificial intelligence general education. Strengthen the discipline construction of artificial intelligence in colleges and universities, and support universities and enterprises to carry out joint training of talents around the general model and other fields. Explore the introduction of enterprise talent gathering plans to promote the gathering of talents to the artificial intelligence industry. Support universities and enterprises to cooperate in the construction of artificial intelligence talent training bases, and carry out practical training on artificial intelligence application posts in fashion and creative industries such as clothing and jewelry. Discover, gather and introduce excellent artificial intelligence teams and talents by holding high-level competitions. (Responsible units: Municipal Education Bureau, Municipal Talent Bureau, Municipal Science and Technology Innovation Committee, Municipal Human Resources Security Bureau, etc.)

　　VI. Safeguard measures

　　(15) Strengthen organizational leadership. Set up a special class for the development of artificial intelligence industry in the city and establish an overall coordination mechanism. Promote the establishment of the municipal artificial intelligence industry alliance and integrate resources from all walks of life. The establishment of the city’s artificial intelligence strategic advisory committee, to carry out forward-looking and strategic research on major issues. Encourage institutions and institutions to open artificial intelligence application scenarios, encourage market players to actively invest, and establish an inclusive, prudent, fault-tolerant and error-correcting mechanism. (Responsible unit: Municipal Bureau of Industry and Information Technology, various districts and departments)

　　(sixteen) to strengthen financial security. Increase financial investment and focus on supporting the innovation and application of artificial intelligence. Give play to the role of government investment guidance funds, make overall plans to integrate fund resources, and form an artificial intelligence fund group with a scale of 100 billion yuan. Encourage artificial intelligence enterprises to carry out equity financing in domestic and foreign multi-level capital markets, support venture capitalists and venture capital institutions to strengthen investment and mergers and acquisitions of artificial intelligence start-ups, and set up artificial intelligence special sessions in Shenzhen Venture Capital Day held on the 8 th of each month. (Responsible units: Municipal Finance Bureau, Municipal Development and Reform Commission, Municipal Local Financial Supervision Bureau, Municipal SME Service Bureau, etc.)

　　(seventeen) to create the best atmosphere. Promote the implementation of the Regulations on the Promotion of Artificial Intelligence Industry in Shenzhen Special Economic Zone, continuously update and release policies and measures on an annual basis, and timely update and release the list of "City+AI" application scenarios, and continuously create the best atmosphere for the high-quality development and high-level application of artificial intelligence. Hold high-standard brand activities such as artificial intelligence summits, exhibitions and academic conferences, and plan and build an artificial intelligence experience display platform based on the Municipal Industrial Exhibition Hall. Increase the release and publicity of artificial intelligence research and development achievements, innovative products and application scenarios. Explore the establishment of an artificial intelligence industry statistical index system, and release relevant data quarterly after its introduction. (Responsible units: Municipal Bureau of Industry and Information Technology, Municipal Development and Reform Commission, Municipal Science and Technology Innovation Commission, Municipal Association for Science and Technology, Propaganda Department of Municipal Party Committee, Municipal Statistics Bureau, etc.)

　　(eighteen) to strengthen safety supervision. Establish and improve an open and transparent artificial intelligence supervision system, carry out supervision in accordance with laws, tolerance and prudence, establish risk prevention and response mechanisms around the fields of network security, data security, science and technology ethics, employment promotion, etc., prevent and crack down on illegal activities, and guide the healthy development of artificial intelligence-related enterprises and organizations. Strengthen the network security protection of artificial intelligence products and systems, and adhere to both safety and credibility and innovation and development. (Responsible units: Municipal Party Committee Propaganda Department, Municipal Party Committee Network Information Office, Municipal Science and Technology Innovation Committee, Municipal Human Resources Security Bureau, Municipal Public Security Bureau, Municipal Bureau of Justice, Municipal Bureau of Industry and Information Technology, etc.)

分类归档 opinion

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