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　　According to official website, the housing accumulation fund center of Chaozhou City, Guangdong Province, in order to strengthen the market expectation guidance, support the rigid and improved housing demand, optimize the real estate market environment, and promote the virtuous circle and healthy development of the real estate industry in Chaozhou City, on April 24th, the housing accumulation fund of Chaozhou City implemented five measures to promote the stable and healthy development of the real estate market.

　　In terms of the down payment withdrawal policy, the New Deal proposes that if an employee buys a house for the first time and it is a first-hand commodity house in this city, both husband and wife can withdraw the housing provident fund from the housing provident fund service window with relevant materials to pay the down payment for the house purchase.

　　According to the interpretation of Chaozhou Housing Provident Fund Center, the withdrawal of housing provident fund to pay the down payment can reduce the employees’ use of their own funds to pay the down payment and ease the pressure of buying houses. For example, the total price of a couple’s house purchase is 1.2 million yuan, and the total down payment is 240,000 yuan according to the minimum 20% down payment ratio, and the balance of the husband and wife’s provident fund account totals more than 200,000 yuan. According to the down payment withdrawal policy, after the husband and wife first withdraw the housing provident fund to pay the down payment of 200,000 yuan, they only need to use their own funds to pay the remaining 40,000 yuan down payment, which greatly reduces the burden on employees to purchase houses.

　　According to the regulations, the amount of the down payment withdrawn by the husband and wife or the joint property owner shall not exceed the amount of the down payment in the Commercial Housing Subscription Agreement or the amount of the down payment invoice.

　　The New Deal also proposes to cancel the restriction on the borrower’s domicile, and the borrower who applies for a first-hand commodity housing provident fund loan in Chaozhou with the National Certificate for the Use of Housing Provident Fund Loans in Different Places should cancel the requirement that at least one of the borrower or his spouse’s domicile must be in Chaozhou, and the loan amount and loan application conditions are the same as those of Chaozhou depositors.

　　At the same time, the implementation of rapid lending, real estate development enterprises can complete the mortgage filing in Chaozhou Housing Transaction Service Center with the applicant’s purchase contract and obtain the "Mortgage Filing Certificate", which can enter the provident fund lending process in advance.

　　The New Deal clearly stipulates that the limit on the deposit balance in the borrower’s account should be lowered, and the first-hand commodity housing in Chaozhou City should be purchased for the first time and the housing provident fund loan should be applied for for the first time. The maximum loan amount should not exceed 15 times of the total amount stored in the borrower’s housing provident fund account at the time of application, and it should not exceed 20 times of the total amount stored in the borrower’s housing provident fund account at the time of application. The current loan amount ceiling remains unchanged.

　　In terms of housing provident fund support policies for families with many children, first, the maximum amount of rental housing is increased by 20%. That is, taking the family as a unit, the maximum amount of withdrawal per household per year does not exceed 11,520 yuan. Second, if you purchase the first set of self-occupied housing and apply for housing provident fund personal housing loans, the maximum amount of loans for two-child families will be increased by 10%, and the maximum amount of loans for three-child families will be increased by 20%. Other loan conditions will still be implemented according to the Chaozhou Housing Provident Fund Personal Housing Mortgage Loan Measures.

　　According to the 2022 annual report of Chaozhou Housing Provident Fund, in 2022, the maximum amount of individual housing loans is 600,000 yuan. Among them, the maximum amount of individual housing loans for single employees is 400,000 yuan, and the maximum amount of individual housing loans for double employees is 600,000 yuan.

Recently, the Network Security Administration of the Ministry of Industry and Information Technology and the Criminal Investigation Bureau of the Ministry of Public Security jointly interviewed the relevant responsible persons of Alibaba Cloud and Baidu Cloud, and informed them of the problems such as the high number of fraudulent websites accessed by the two companies in the recent prevention and control of telecommunication network fraud, requiring the two companies to earnestly fulfill their main responsibilities in network and information security, strictly implement the requirements of laws and regulations such as the Cyber Security Law, and rectify related problems within a time limit; Those who refuse to make rectification or rectification are not in place will be severely punished according to the law. The two companies indicated that they will conscientiously implement the regulatory requirements, further strengthen the management of website access, domain name registration and information services, and effectively prevent and resolve the risks of telecommunication network fraud.

In the next step, the Ministry of Industry and Information Technology, together with the Ministry of Public Security, will adhere to the people-centered development thinking, focus on the difficult and painful problems reflected by the broad masses of the people, make practical moves and make heavy punches, guide and urge Internet companies to strictly implement their security responsibilities, strengthen the management of Internet basic resources and the monitoring and disposal of fraudulent Internet accounts, increase industry supervision and penalties for violations, and take various measures to fully promote the prevention and management of telecommunication network fraud in the Internet field, so as to better safeguard the property safety and legitimate rights and interests of the people.

Map of Shajing Street Area (Jinhao Town).

Map of Shajing Street Area (Jinhao Town).

See Shenzhen client Shenzhen News Network on December 17, 2020.(Jing Bao reporter Ke Ji correspondent Zhang Wenting) The scattered ancient ancestral halls, ancient wells and ancient trees have renewed their vitality under the joint efforts of artists. Light, shadow, time and traces are like three main lines, which are slowly unfolding with the ancient Longjin River; The infiltration and integration of local elements such as oysters, salt and sea with ancient villages of thousands of years is also a historical dialogue that spans thousands of years.

Nowadays, Jinhao Town, located in the land of Haoxiang, has been transformed into a punching place for "online celebrity". Tourists come here to try to touch the new window of cultural heritage of Shajing ancient market and exploration of urban construction and development model, and explore innovative models of urban renewal in the symbiosis of ancient villages and modern cities.

The butterfly change in Shajing Street area (Jinhao Town) is a true portrayal and interpretation of all this.

In recent years, Bao ‘an has made every effort to build the largest square kilometer urban renewal project in the city, which is the type of "contiguous old villages+historic district protection and activation". By adopting the implementation path of "key urban renewal units+historic district activation" and the mode of "government planning and overall planning+market main body implementation", Bao ‘an has made great efforts to explore an innovative model of urban renewal and historical and cultural heritage protection, and helped Shenzhen to build a pioneering demonstration zone in Guangdong-Hong Kong-Macao Greater Bay Area and Socialism with Chinese characteristics.

Challenge-the complexity and implementation difficulty of the current project can be called the most updated project.

"The demolition land area of this project is 1.4 square kilometers, which is equivalent to three major renovations. It is the largest renovation project of old houses and villages in the city, and it is also the first key urban renewal unit with’ historic area revitalization’ as the core. The historic area to be renovated and activated is 23 hectares, and the complexity and implementation difficulty of the project status quo can be called the most updated project." The relevant person in charge of Baoan District Urban Renewal and Land Preparation Bureau said this in an interview with Jingbao reporter.

What you said is true.

On-site visit, you will find that the current situation of Shajing Street Area (Jinhao Town) project is mainly urban villages.

The data shows that the total construction area is about 2.17 million square meters, and there are 5,687 buildings, and the rights subject involves 13 joint-stock cooperative companies, such as Haoyi, Haoyi, Yabian and Xinyang, which is difficult to coordinate. Six urban primary and secondary trunk roads, such as Haoxiang Road, need to be broken, and nine planned urban branch roads need to be implemented. More than that, there is a serious shortage of public degrees in the district. There are only two schools, namely, Oyster Primary School and Vocational High School. There is a serious shortage of public schools, and the willingness to renew and transform the district is very strong. However, there are a large number of historical relics and historic buildings with protection value in the area, which is of great significance.

Break the game-

Let planning go ahead and find identity.

How to break the game?

Baoan explores the establishment of an incentive mechanism for the protection of historical and cultural heritage. The contiguous old villages and historic areas in Shajing Street area will be included in the scope of urban renewal, demolition and reconstruction, and the indicators will be transferred to the scope of construction land by means of floor area ratio transfer or reward to achieve a balance of interests.

It is particularly worth mentioning that the historic area of Jinhao Town has been planned with protection as the basic principle. In order to solve all kinds of problems, the District Urban Renewal and Land Preparation Bureau has included about 3 square kilometers around Shajing Street Area (Jinhao Town) in the overall planning scope, and through the overall planning of land use structure and layout, road traffic organization, public facilities, Longjin River regulation, historical and cultural renovation and activation, the cultural protection of Shajing Street Area (Jinhao Town) has been solved in a package. The plan puts forward the idea of "benefit sharing, unified accounting and overall balance" to realize the win-win situation for all stakeholders of the government and the community. In the planning sequence, the implementation strategy of "classification, segmentation and staging" is formulated.

Path—

Reconstruction of contiguous old houses+revitalization of historical and cultural blocks

Planning first, leading the urban renewal.

According to the research results of Baoan District Urban Renewal and Land Preparation Bureau, Shajing Street is one of the four core functional areas in the western center of Shenzhen, a regional public vitality center dominated by tourism, leisure, business and cultural creativity, and a marine cultural landmark in Guangdong-Hong Kong-Macao Greater Bay Area. It is suggested that "International Convention and Exhibition City+Shajing Street" be included in the new living room of the seventh largest city after the six new living rooms in Shenzhen; "Shajing Street" is a new key construction area after being included in 17 key areas in Shenzhen, and the implementation path of "key renewal units+revitalization and renovation of historical blocks" is innovatively put forward.

Strengthen government leadership and make good use of market forces. Baoan took the initiative to integrate the resources of Shajing Street, and set up a headquarters with the district head as the commander, the leaders in charge of the district as the deputy commander, and all functional departments and streets as members, and held regular meetings on project work from time to time to promote project implementation.

Leading by Party building, bright red party flag is flying high in the front line of work!

Baoan firmly established the working concept of "Party Building+Project", and led by Party Building, it condensed the overall situation consciousness and developed consciousness of party member cadres. Shajing Sub-district Office innovatively established the Party Committee of Jinhao Town Area (non-institutional regional party organization), which stimulated the internal motivation of grassroots governance and common development from the bottom up. Through the distribution of brochures, policy propaganda, guiding on-the-spot investigation, surveying and mapping, pioneering and exemplary driving by party member, all mobilization and individual interviews, we will jointly carry out the collection of renewal willingness of 3,094 plots within the scope of demolition.

Baoan also relies on the "good medicine" of innovation, innovates the working system, implements various means, and comprehensively applies the brand-new mode of "demolition and reconstruction+comprehensive improvement+land preparation" to solve the problem of secondary development of about 3.1 square kilometers of stock land around the area.

No closure, open the door and ask for advice!

Bao ‘an opened its doors, invited experts to make suggestions, invited the whole people to make suggestions, understood public opinion, gathered people’s wisdom, gathered people’s strength, and brainstormed: set up workshops, invited relevant industry leaders, urban planning and design experts, cultural relics protection experts and local villagers to regularly discuss the pulse, diagnose problems in time, and put forward solutions.

Vision-

Promote traditional culture and integrate fashion life.

In 2019, the key renewal unit plan of Shajing Street Area (Jinhao Town) was reviewed and approved by the district and reported to the Municipal Planning and Natural Resources Bureau for consideration; In March and April of 2020, it was reviewed and approved by the executive meeting of the Municipal Renewal Bureau and the business meeting of the Municipal Planning and Natural Resources Bureau respectively; In June, the key renewal unit of Shajing Street Area (Jinhao Town) was approved by the municipal government and announced, which belongs to the largest urban renewal project in the city.

The blueprint slowly unfolded.

Baoan is relying on the traditional ancient ruins culture of Shajing and taking the development axis of "oyster culture" as a series of historical contexts to show the thickness of Shenzhen’s Millennium history and culture and create a new business card for an international humanistic city.

A "Jinhao Town" with perfect infrastructure, complex functions, livable and suitable for business, beautiful environment and strong cultural atmosphere, which plays an important role in the process of urban development, will make the shining business card of "the core of the Bay Area, creating highland intelligently and sharing home" even more dazzling in Greater Bay Area and the world.

business card

Shajing avenue section

(Jinhao Town)

Shajing Street Area (Jinhao Town) is located in the center of Shajing Street, Bao ‘an District, Shenzhen, starting from Huanzhen Road in the east, West Ring Road in the west, Liaofeng Road in the south and North Ring Road in the north. The overall planning area of the project is about 3.1 square kilometers, and the area to be demolished is 1.4 square kilometers, including 23 hectares of Shajing Ancient Ruins.

It is also called "Shajing Ancient Market", together with Dongmen Old Street, Shatoujiao Old Street and Guanlan Ancient Market, it is called "Four Ancient Markets" in Shenzhen, and has a history of thousands of years since the Song Dynasty. There are 29 cultural relics protection units in various historical periods such as Song, Ming, Qing and Republic of China in the ancient ruins, and a large number of buildings with historical features. As a whole, it presents the spatial pattern of a half-moon ancient village with a fishbone pattern, and gradually breeds a world-renowned marine culture represented by oyster culture, which has high overall protection value.

However, the current historical buildings are seriously damaged, and there are some problems in the area, such as the unsmooth roads, the lack of public interest facilities and serious waterlogging, and the willingness to update the area is very strong.

In October, 2020, when General Secretary of the Supreme Leader visited Chaozhou Ancient City and Shantou City in Guangdong Province, he successively emphasized: in the process of transforming the old city and developing the new city, it is necessary to protect the historical and cultural remains of the city, continue the urban context, and make history and contemporary complement each other; On the premise of strengthening protection, we will carry out urban infrastructure construction, organically integrate into the atmosphere of modern life, and let the ancient cities glow with new vitality.

All along, Baoan District has fully implemented the spirit of the important instructions of the 19th National Congress of the Communist Party of China and the General Secretary of the Supreme Leader, adhered to cultural protection in urban renewal and transformation, paid attention to the continuation of the historical context of the city, and encouraged the micro-transformation of "embroidery kung fu" to make the city remember and make people remember homesickness.

Under the background of "two-zone drive", we will explore the establishment of an incentive mechanism for the protection of historical and cultural heritage, and bring the contiguous old villages and historic districts in Shajing Street area into the scope of urban renewal, demolition and reconstruction, and protect, conserve and activate historical buildings and historic districts in accordance with the requirements of the approved special plan for the protection of historic districts, so as to create historic districts with demonstration effect and leading role.