月度归档 2025年7月13日

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The central bank draws up new regulations： prohibiting violent collection and protecting the legitimate rights and interests of financial consumers

　　● In order to protect the legitimate rights and interests of financial consumers, standardize the behavior of financial institutions in providing financial products and services, maintain a fair and just market environment, and promote the healthy and stable operation of financial markets, the central bank recently issued the "Implementation Measures for the Protection of Financial Consumers’ Rights and Interests of the People’s Bank of China (Draft for Comment)", which is open to the public for comments.

　　● With the rapid development of the financial industry, especially the Internet finance, ordinary people borrow in a wider range and in more ways, which gradually exposes some problems existing in the debt collection industry.

　　● To standardize the debt collection industry, it is necessary to establish unified norms and requirements for the qualification, collection process and follow-up evaluation of collection agencies, and at the same time draw a red line and clarify the punishment measures. In addition to further improving relevant systems, we should also form an all-round regulatory framework, including defining regulatory agencies and regulatory rules.

　　Our reporter Du Xiao

　　Intern of our newspaper, Yang Meijie

　　In order to protect the legitimate rights and interests of financial consumers, standardize the behavior of financial institutions in providing financial products and services, maintain a fair and just market environment, and promote the healthy and stable operation of financial markets, the central bank recently issued the Implementation Measures of the People’s Bank of China for the Protection of Financial Consumers’ Rights and Interests (Draft for Comment) (hereinafter referred to as the Draft for Comment), which is open to the public for comments, and the deadline for feedback is January 25th.

　　The "Draft for Comment" intends to stipulate that financial institutions shall not collect debts from financial consumers in a way that violates laws and regulations, social ethics or harms the public interests, and shall not harm the legitimate rights and interests of financial consumers or third parties. Where a financial institution entrusts a third party to recover debts, it shall explicitly prohibit the trustee from using the recovery method mentioned in the preceding paragraph in a written agreement, and supervise the trustee’s collection behavior.

　　In recent years, with the development of social economy, the consumer credit market has also expanded rapidly, and the subsequent problem of third-party debt recovery has increasingly attracted social attention. In this regard, the "Legal Daily" reporter interviewed.

　　There are many problems in debt collection.

　　Violent collection is suspected of breaking the law

　　Recently, some users complained on the consumer service platform of a well-known website that a bank’s credit card was harassed by third-party collectors after it was overdue. On the same day, two people who claimed to be authorized by a bank went to the door to collect money directly and made a loud noise in the corridor of the community. After the user refused to open the door, one of them held up a video of his mobile phone, saying that the user refused peace talks and had a bad attitude.

　　The user thinks that he owes money to the bank, and the bank has not told him to authorize a third party to collect money, let alone what power the bank has to authorize?

　　The "Legal Daily" reporter noted that this situation is not a case. Some users complained that a loan company said, "I am constantly harassed and collected by phone" and "I give my personal privacy information to other collection companies". "App is a overlord clause, and I don’t agree to read the address book or personal privacy information and don’t allow it to be used".

　　Some users complained about a large-scale online platform consumer loan, saying: "I borrowed money in installments on a certain platform, and the repayment amount in this period was 4,114.89 yuan, which was three days overdue because my salary was not paid in time. Many times, I negotiated with a certain platform that the repayment plan was fruitless. I directly asked for a collection and added me to WeChat, threatening me to violently collect it. "

　　According to the statistics of payment business released by the central bank, as of the end of the third quarter of 2019, the total amount of bank card credit nationwide was 16.99 trillion yuan, an increase of 4.11% from the previous month; The total outstanding credit of credit cards overdue for half a year was 91.916 billion yuan, accounting for 1.24% of the credit balance of credit cards, accounting for an increase of 0.08 percentage points compared with the end of last quarter.

　　Yin Zhentao, deputy director of the Law and Finance Research Office of the Institute of Finance of China Academy of Social Sciences, believes that with the rapid development of the financial industry, especially internet finance, ordinary people borrow more and more ways, which gradually exposes some problems in the debt collection industry.

　　The reporter of "Legal Daily" searched a large credit inquiry website with "collection" as the key word and found that many companies provide this service. At the same time, the problem of violent collection has attracted increasing social attention.

　　On October 21, 2019, 51 credit cards, a Hong Kong-listed company, were raided by the police at their office in Hangzhou. In the evening, the Hangzhou police issued a notice saying that the reason why the 51 credit card was raided was that the outsourcing collection company entrusted by it pretended to be a state organ and used soft and violent means such as intimidation and harassment to collect debts, which was suspected of causing trouble.

　　The founder of 51 Credit Card made a voice on the personal Weibo and apologized, saying that "because of our imperfect management, especially the lack of training and supervision of cooperative companies, there were some excessive behaviors in the process of contacting and communicating with borrowers".

　　Judging from the related cases uncovered in recent years, the impact of violent collection is very bad.

　　On March 28, 2019, Haikou Intermediate People’s Court held a public hearing in accordance with the law to hear 18 cases involving Zhao Jianhao and others. It is understood that the main members of the organization are stable, with a clear division of labor and distinct levels. Under the cover of setting up a small loan company, loans are used to support the black, and loans are protected by the black. Through the mode of "routine loans" and "underground law enforcement teams", illegal loans, violent collection and employment are used to help others collect execution accounts, and many criminal activities such as robbery, extortion and trouble-making are organized, involving 247 million yuan.

　　In July 2019, the police in Fuzhou, Jiangxi Province cracked a new type of black-related and evil-related case that threatened by sending wreaths and urns, thus achieving dunning and defrauding money. On July 4, Mr. Li, a citizen of Taicang City, Jiangsu Province, received a strange phone call saying that he would send a wreath and an urn to his home. Mr. Li, who had used online loans, immediately reported the case to the police. After investigation by the local police, it was found that the borrower was He Mou, a native of Linchuan, Fuzhou. On July 18, the police of the Criminal Investigation Brigade of Linchuan Branch of Fuzhou Public Security Bureau arrested the people involved by arranging.

　　In the interview, Professor Liu Shaojun, director of the Financial Law Research Center of China University of Political Science and Law, believes that the existence of illegal lending institutions is one of the reasons for the debt collection industry problems.

　　Lack of collection industry norms

　　In a state of gray survival

　　The Draft for Comment intends to stipulate that financial institutions should establish and improve the whole process control mechanism involving the protection of financial consumers’ rights and interests, and ensure the effective implementation of the relevant provisions and requirements of the protection of financial consumers’ rights and interests in all business links such as the design and development, marketing promotion and after-sales management of financial products and services.

　　"Illegal lending institutions clearly know that borrowers have no repayment ability, but also lend, the purpose is to plunder the borrower’s property, which belongs to predatory lending. It can be said that most illegal lending institutions have adopted such a form of" routing loan ". There are also some small loan companies, the lending process is not strict, as newly established financial institutions, risk management is not in place, which leads to a higher non-performing loan rate. Such financial institutions have a strong collection of loans, and sometimes they will take some unconventional measures, which is also a reason for the violent debt collection. " Liu Shaojun said.

　　In addition to the lenders, Liu Shaojun believes that some borrowers’ underestimation of loan risks and eventual inability to repay are also important reasons for violent debt collection.

　　"As far as corporate loans are concerned, some corporate borrowers blindly develop and expand. As long as financial institutions lend them money, they dare to borrow as much as possible. As business operators, they should predict the future risks, but many business operators have obvious defects in this respect. For some ordinary borrowers, the risk of borrowing is also underestimated. For example, some young people, no matter how many loans they make at will, do not consider their repayment ability, which may also cause more serious problems. " Liu Shaojun said.

　　Liu Shaojun told the reporter of the Legal Daily that there are still some people who exploit the loopholes in the social credit system, such as deliberate evasion of debts, which has led to an abnormal development track of the debt collection industry for various reasons.

　　Yin Zhentao believes that the core problem of debt collection industry is the lack of clear rules. The problem of collection is indeed inevitable in the development of the financial industry, which is closely related to social stability and the rule of law. Without clear rules, the debt collection industry is not easy to get on the right track. "The existing standards or norms for debt collection are not very systematic and lack more authoritative provisions."

　　"From a legal point of view, there are no specific provisions for debt collection at present. It can only be said that there are some scattered and emergency provisions in criminal law and civil law, and there are no systematic provisions. For a long time in the past, debt collection was in a state of gray survival, and basically no one recognized it as an industry. Only when the collection behavior constitutes a crime will it be regulated and punished. If the collection behavior does not constitute a crime, it can be said that it is in a blind spot of supervision. " Liu Shaojun said.

　　Improve the system and strengthen supervision.

　　Promote the benign development of the industry

　　Before the release of the "Draft for Comment", the relevant departments have repeatedly issued relevant regulations to vigorously regulate the debt collection industry.

　　As early as 2009, the former China Banking Regulatory Commission issued the Notice on Further Regulating Credit Card Business, which stipulated that banking financial institutions should prudently implement outsourcing of collection. Banking financial institutions that implement the outsourcing of collection should establish corresponding business management systems, and specify the selection criteria, business training, legal responsibilities and economic responsibilities of the collection outsourcing institutions. The selected collection outsourcing institutions should be reviewed and approved by the senior management of the domestic headquarters of the institution, and a collection outsourcing contract with perfect management and clear responsibilities should be signed, and the commission should not be paid simply by way of royalty from the amount recovered from arrears.

　　At the same time, it is stipulated that banking financial institutions should continue to pay attention to the financial status, personnel management, business processes, work conditions and complaints of the collection outsourcing institutions, so as to ensure that the collection outsourcing institutions carry out relevant business in accordance with the management requirements of their own institutions. If the collection outsourcing agency damages the legitimate rights and interests of debtors or other relevant personnel due to poor management of collection outsourcing, banking financial institutions shall bear the corresponding outsourcing risk management responsibilities. The regulatory authorities will investigate the responsibilities of relevant banking financial institutions and personnel according to the situation, and take prudent regulatory measures such as ordering rectification within a time limit, restricting, suspending or stopping their new credit card issuance business, and implementing other corresponding administrative penalties according to the severity.

　　In 2017, the Office of the Leading Group for the Special Remediation of Internet Financial Risks and P2P Online Loan Risks issued the Notice on Standardizing and Rectifying the "Cash Loan" Business, requiring all kinds of institutions or entrusted third-party institutions not to collect loans through violence, intimidation, insult, defamation and harassment.

　　In October 2019, the Supreme People’s Court, the Supreme People’s Procuratorate, the Ministry of Public Security and the Ministry of Justice jointly issued the Opinions on Several Issues Concerning Handling Criminal Cases of Illegal Lending, which stipulated that in order to forcibly demand debts arising from illegal lending, intentional homicide, intentional injury, illegal detention, intentional destruction of property, and trouble-making should be punished for several crimes. Assembling, instigating, and hiring others to demand debts by means of harassment, entanglement, hubbub, and gathering people to create momentum, which does not constitute a crime alone, but the implementation of illegal lending has constituted the crime of illegal business operation, it shall be given a heavier punishment as appropriate in accordance with the provisions of the crime of illegal business operation.

　　Liu Shaojun believes that to promote the benign development of the debt collection industry, we must first recognize the existence of the debt collection industry and supervise and standardize it. With the development of social economy, the volume of debt collection will be relatively large, and there will be more business, which is actually an existing industry. The "Draft for Comment" issued this time has obvious positive significance for regulating the debt collection industry. In the future, it is necessary to further establish and improve the industry norms for debt collection.

　　Yin Zhentao believes that to standardize the debt collection industry, it is necessary to establish unified norms and requirements for the qualification, collection process and follow-up evaluation of collection agencies, and at the same time, to draw a red line and define the punishment measures.

　　"In addition to further improving relevant systems, it is also necessary to form a comprehensive regulatory framework, including clarifying regulatory agencies and regulatory rules." Yin Zhentao said that in the specific supervision and law enforcement process, scientific and technological means can be used to record and mark the collection process, so as to find problems in time, which is very necessary for regulating the debt collection industry.

　　Yin Zhentao suggested that the most important point of the "Draft for Comment" issued this time is to prohibit violent collection, strictly regulate the problems that may be involved in the debt collection process, and consider introducing special collection management measures in the future.

Temporary closure of the community where the newly confirmed cases are located in Beijing! How to protect the needs of pregnant women and seriously ill patients？

　　On January 15th, a new case of COVID-19 was confirmed in Beijing. The case lives in Boya Xiyuan, South Agricultural University Road, shangdi street, Haidian District, and its recent whereabouts involve many shopping centers in Haidian, Chaoyang and Changping, Beijing.

　　Zhao Chengfang, deputy director of the Haidian District Health and Health Commission, said that at present, all risk points in Haidian District, including the trajectory of cases, involve about 13,000 people in total nucleic acid testing. The nucleic acid detection of all risk points involved in the case action trajectory has been completed, and the results are negative. At present, how is the flow adjustment work progressing? What service guarantee work has been carried out in the community with temporary closure measures?

The community where the case is located has implemented temporary closed management.

　　Yesterday (16th), the reporter saw in Boya Xiyuan Community, shangdi street, Haidian District, Beijing that all entrances and exits of the community had been closed, and the staff wearing protective clothing were killing the public areas in the community.

　　Yu Xiuhong, deputy director of the shangdi street office, said that under the guidance of the municipal and district disease control departments, the community has completed the precise prevention and control of closed control areas, control areas and prevention areas. There are 20 buildings in the whole community, only building 7 where the case is located is a closed control area, and the rest of the community is a control area.

　　△ Boya Xiyuan Community adopts control and sealing measures.

　　Yu Xiuhong said,They determined the scope of sealing control with the advancement of flow regulation, and did not do sealing control in the whole community at once. "If there is a problem with a certain doorway, you should only do the work for this doorway, and it will not cause a one-size-fits-all phenomenon. In the closed building, every household can’t go out, and other residents can move in the public area of the community without gathering. In addition, the time for home observation is also different. "

Hundreds of people joined the community service guarantee team.

Escort pregnant women and seriously ill patients.

　　Shangdi street organized the sinking of all 158 on-the-job cadres, and at the same time, more than 200 volunteers and social workers joined the community service guarantee team.

　　Yu Xiuhong introduced that the temporary closure of the community entered the second day, and all kinds of "fine work" such as buying food and medicine were an examination of the fine management ability of the community. "This is a very detailed and trivial work. For example, there are three Boya (Xiyuan) communities now.Maternal We have to report in advance according to the hospital where she wants to have a check-up, and contact 120 ambulances one day in advance to send her to complete the closed-loop check-up in time. For example, needdialysis We need to know the patient’s condition, the fixed time of dialysis, the physical indicators related to epidemic prevention and control, and whether he meets the standard of leaving the community. On this basis, we need to dock with his designated hospital. "

　　△ Boya Community Neighborhood Committee staff records residents’ needs

　　There are 2,928 permanent residents in Boya Xiyuan Community. At present, the nucleic acid detection of all people has been completed, and all the others are negative except the confirmed cases. Checking all kinds of information and meeting the diverse needs of residents became the focus of community workers yesterday (16th). The reporter saw at the Boya Xiyuan Community Epidemic Prevention and Control Command.Information on residents’ special needs, including maternity check-ups, cancer follow-up visits, renal dialysis, etc., has been collected in a table, and there is one-on-one service by special personnel. .

　　Tan Jing, secretary of the Party branch of Boya Xiyuan Community and director of the neighborhood committee, said: "The residents’ psychological state was not very stable in the early stage, so we also took this into account in the later stage and carried out one-on-one assistance and guidance. We also provided one-on-one assistance to empty nesters and elderly people living alone in the community. "

　　It is understood that every residential building in the community now collects residents’ demand information through the WeChat group, and residents send demand orders in the group. Residents who need to buy daily necessities can also directly scan the QR code to place orders, and the supermarket will complete the distribution. For online shopping of living materials and other express delivery, the property staff will strictly kill them, deliver them to the door according to the control requirements, and complete non-contact distribution. Some older residents can’t buy online, so volunteers take on the task of running errands part-time.

After environmental disinfection and nucleic acid detection

Some shopping malls involved in the track of the case.Business has resumed.

　　It is understood that the trajectory of this confirmed case involves many shopping centers, and some shopping places have resumed normal business after completing environmental disinfection and nucleic acid testing for all staff.

　　The reporter from Voice of China, the general station, visited and learned that only Qinghe Wanxianghui, which was visited on January 2, among the shopping centers involved in the case’s whereabouts, is still temporarily closed, and professional institutions are completing deep disinfection, and the resumption time is not yet clear.

　　The Financial Street Shopping Center issued a statement saying that the mall was closed for one day yesterday (16th), and it has been completely sterilized and cleaned. The results of nucleic acid tests in the store environment, brand shop assistants and staff were all negative, and it will resume normal business today.

　　The reporter noted that,In addition to the above two shopping centers that have temporarily closed their stores, the commercial centers involved in the travel trajectories of other cases will close their stores as much as possible, or maintain normal business under the premise of ensuring safety.

　　For example, Wynn International, at present, only the theater on the first floor of the basement where the case watched the performance on January 2 is temporarily closed, and other stores are open normally. In addition, AEON Shopping Mall in Changping and SKP in Beijing in Chaoyang are currently operating normally. The announcement issued by SKP yesterday (16th) showed that the case wore a mask all the time during the store, and all the service staff who received it wore masks all the time.

　　△ Statement issued by Beijing SKP

　　The reporter further verified that a certain brand store visited by the confirmed case was not closed. SKP store staff:

　　"No, just come directly."

　　"It doesn’t matter, we all made nucleic acids. I can only go to work with the results. "

The tracing of flow regulation is still in progress.

　　According to the staff of Beijing CDC, on January 15th, the travel track of the confirmed cases within 14 days has been investigated clearly, and the risk points have been cleared.At present, the CDC is still trying to find a way to investigate the source. In view of several major shopping malls and buses where the case has been active, further sampling and screening were quickly carried out, hoping to find clues. So far, no other positive cases have been found.

　　The "Guidelines for the Determination and Management of Close Contacts of COVID-19 Epidemic" (the eighth edition) makes it clear that the determination of close contacts begins two days before the symptoms of suspected cases or confirmed cases appear, or two days before the sampling of asymptomatic infected persons, and people who have close contact with them but have not taken effective protection. There are several specific principles for judging migrant workers, such as family members living together in the same room, people sharing meals and entertainment in a closed environment, and people providing catering and entertainment services.

　　At present, the flow control personnel are stepping up efforts to further refine the source of the flow control, seize the time to investigate the secret and sub-secret personnel and implement centralized isolation, strictly implement epidemic prevention and control measures for relevant personnel and regions, and resolutely block the transmission channels of the virus. For details, the Voice of China, the general station of Yangguang, will continue to follow up.

▌ Source of this article: Voice of China (ID: zgzs001), Central Radio and Television General Station

　　Reporter Yang Guang from the General Desk/Li Xingjian

Still renewing the early education class？ These are the skills that children should ＂unlock＂ before they are 6 years old.

　　Seeing that the end of the year is coming again, I believe many parents are busy paying for the renewal of their children’s various early education classes, and they are embarrassed to say that they have children unless they report to two or three extracurricular classes.

　　Teach children to read a lot of picture books in advance; Teach children pinyin, literacy, English and arithmetic in advance, and regard learning knowledge as early education … … Nowadays, many parents don’t really understand the purpose of early education, thinking that early education is to develop children’s intelligence, that is, to teach children to do things in primary schools, even middle schools and even universities in advance. This concept is wrong.

　　Developing intelligence is important for children’s development, but the key factor that determines how far a child can go in society in the future is his character. It is more important for children to participate in future social life with a healthy attitude, cheerful mood and cooperative spirit, and to have certain practical ability and good language expression than excellent grades.

　　We can’t just pay attention to what children learn today, but think about whether these things taught today will affect children’s lives in 10 years, 20 years, 30 years, 50 years or even 70 years. Therefore, in line with the purpose of lifelong sustainable development, preschool education should make more efforts to cultivate personality quality. Have you "unlocked" the following 8 skills for your baby?

　　First, develop basic viability

　　Survival ability includes 12 aspects: eating, drinking, pulling, scattering, sleeping, wearing, combing, wearing, wiping, hygiene, working and tidying, all of which are indispensable. In life, some children just lack this basic survival ability.

　　When I was working in the experimental primary school of Beijing Normal University, I encountered such a situation. Some parents asked, "Principal, what’s the matter? The water that the child brought in the morning has not been drunk until now. Don’t you teach children to drink water in your primary school? "

　　Parents, didn’t your children learn to drink water until they were 6 years old? Later, I found through observation that children can’t drink water because their parents didn’t teach them right. When does a person need to drink water and drink when he is thirsty? Wrong. Drink only when you are thirsty, eat only when you are hungry, excrete only when you are suffocated, rest only when you are tired, sleep only when you are sleepy, lose weight only when you are fat, and go to see a doctor when you are sick. In these seven States, your body is overdrawn and your cells have been damaged. Therefore, parents must teach their children to replenish water in time. If the children are not taught to drink water actively in the kindergarten class, the teacher will not organize the children to drink water in a unified way until they go to primary school.

　　Take "wipe" as an example. "Wipe" means to wipe the fragrance. In winter and spring, especially in the north, the skin must be covered with something protective, otherwise it will chapped when the wind blows. Therefore, we must teach our children to do their own protection.

　　Second, form good living habits

　　Once a habit is formed, it is very difficult to change it. A large number of psychological studies tell us that a child’s living habits in kindergarten will definitely migrate to his study habits after he goes to school. That is to say, if his living habits are in a mess in kindergarten, don’t expect his study habits to be good in the future.

　　Habits accompany children all their lives, and good habits are inexhaustible wealth for children all their lives; Bad habits are debts that children can’t pay off all their lives.

　　Tagore once said, sowing habits, harvesting life; Li Ka-shing said, sowing habits make a career. Be sure to help your child develop good living habits before he is 6 years old.

　　3. Build self-esteem and confidence.

　　American psychologist Erickson’s research on social psychology tells us that there are a pair of contradictions in every different period of human life. At the age of 4 to 6, when the child is in kindergarten, this contradiction is a contradiction between initiative and guilt.

　　If the child develops well in all aspects, he will actively and actively participate in activities; If he doesn’t develop well, he will feel guilty and retreat, and he is an evasive attitude towards everything. How to stimulate children’s initiative during this critical period?

　　The method is actually very simple, that is, during this period, parents and teachers should give their children more encouragement.

　　A confident child has pride and self-esteem, and does not need to whip himself. If parents don’t have to take care of some things, he will take the initiative to do it. Such a child will be self-reliant, and a self-reliant child will be self-reliant in the future.

　　A confident child will encounter more setbacks and difficulties in his life in the future. He is strong inside, he has a sense of happiness and a quality life. A child without self-confidence has no strength, no matter how much property his parents leave him. He is too weak inside and his life has no quality.

　　Learn to cooperate and live in harmony with others.

　　Now many parents are only children. Two only children together, and gave birth to an only child. Children have no companions to get along with at home, and without this kind of experience transfer, they will lack a lot of things. Learning how to get along with peers is a very important reason for sending children to kindergarten. In kindergarten, children gradually learn to live in a collective life and get along with others.

　　When Xixi in our family went to kindergarten, there was no tissue paper. Everyone used handkerchiefs, but we let our children take that kind of rolled toilet paper to school every day.

　　We will tell her that when a child needs it, you can give it to him or help him use it, so we will be very happy. Which child has a runny nose or is sweating, which child is crying or bleeding, just take some paper and wipe it for him.

　　Especially when a child is crying, all you have to do is wipe his tears with paper, then hug him, pat him on the back and whisper in his ear: I know you are very upset now, I can understand, shall we work something out together?

　　This is what I taught my child. I have done it since I was a child. She joined the kindergarten halfway, but later, she can make many good friends. Therefore, there are some things that we have to teach our children.

　　Cultivate correct values.

　　For the sake of children’s lifelong sustainable development, we should help children cultivate universal values. It is to let the child recognize as much as possible, and let his values be similar to those of others, so that he can be accepted by others.

　　Parents may not pay attention to this problem. Some children are lonely, have no playmates and are marginalized by their peers. In many cases, their values are different from others.

　　Lu cultivates positive feelings of loving artistic beauty in life.

　　Let children know that the love of beauty is a realm. Although the child can’t see the flowers or beautiful hairpin on her head, she has a beautiful hairpin in her heart. From the perspective of mental health, such a child will never get depression, because she has a sense of happiness in her heart. It is a kind of realm for women to please themselves and create a good-looking atmosphere for others.

　　From the point of view of mental health, a person knows how to spend some time for himself every day, which shows that he is not mean and tolerant of himself. He understands the taste of life and has an emotional appeal, which is cultivated from an early age.

　　We often see that some people are very good-looking, but lack temperament, which can not be compensated by having money to buy various decorations to wear on their bodies. And some people are plain-looking, but outstanding in temperament, and we can feel the taste and quality of life from him.

　　In addition to leading children to pursue visual beauty, they should also be encouraged to pursue auditory enjoyment and know how to appreciate beautiful melodies and melodious rhythms. Creating beauty while experiencing beauty, starting from an early age, his future life will be tasteful and quality, and he will live in a mood and artistic conception every day.

　　It is difficult to cultivate a person’s aesthetics. As parents, we should work hard and actively to help children cultivate.

　　Cultivate sports interest

　　Let children learn simple health knowledge, teach them how to pay attention to their own health and strengthen physical exercise. A healthy body will benefit children all their lives.

　　Develop cognitive ability

　　Cognition includes stimulating children’s curiosity and willingness to learn, enriching individual creativity and imagination, and cultivating the ability to find and solve problems.

　　Five areas to promote children’s development are put forward in the Guiding Outline of Kindergarten Education: health, language, society, science and art. Kindergartens that truly meet the national standards must carry out education and teaching activities along these five fields.

　　Early education should be based on the long-term and avoid quick success and instant benefit. As stated in the "Guidelines for Kindergarten Education", the combination of conservation and education promotes the development of children’s sensory and motor abilities, and forms and develops language; Develop good living habits, cultivate learning interest and good learning quality, understand social rules, and promote healthy development of body and personality. (Text/Qian Zhiliang Illustration of Beijing Normal University/In)

Small grains of rice change endlessly. Refreshing rice food is specially used to treat loss of appetite in summer.

　　Text, Figure/Guangzhou Daily All-Media Reporter Zeng Fanying (except signature)

　　In the uncertain summer, the mood and appetite are also good and bad. The attraction of big fish and big meat has dropped sharply, and a refreshing snack is more appetizing, which can not only satisfy the appetite, but also add no burden. Friends in the south have a special liking for rice, and eating food in the past dynasties has opened their minds and eaten rice out of a snack menu. Don’t look at the tiny grains of rice, but its changing power is endless. Those white rice snacks add a little comfort to the noisy summer stomach.

　　A taste of rice rolls.

　　Presumably, every Guangzhou native or friend living in Guangzhou is very familiar with Pig rice rolls, which is an indispensable snack for primary school students and a unique snack in Guangzhou. Friends from other places should never think that "rice rolls the Pig" is a part of the pig. In fact, it is a rice product, which is as round as a pig’s intestines. The wise Guangzhou people take shape and meaning and give it such an image nickname. In Guangdong, Guangxi and Southeast Asia, Pig rice rolls is also called Fenjuan, Fenjuan, Pig Intestines, rice rolls and so on.

　　Rice rolls, a pig, has the same ancestry as LaChang, and is made by grinding rice into pulp and then steaming it. However, the history of pig rice rolls is longer than diarrhea. Pig rice rolls and another rice product, Seto, are the most traditional powder snacks in Guangzhou. Wonton Noodles and Tanghe noodles came into being later.

　　Recently, there is a special pig rice rolls restaurant in Dongfeng East Road, which has an ethereal name: Running Water Gu Xiang. Opening the menu, the eighteen ways of eating pig rice rolls were recorded on it, which greatly refreshed the diners’ cognition of pig rice rolls. In terms of cutting method, the master of running water Gu Xiang has three treatment methods: traditional cutting, thick cutting and thin cutting. Thick cutting is oblique cutting and thin cutting is vertical cutting, which is more conducive to achieving the purpose of flavor in post-production. For each cutting method, the chef developed corresponding cooking methods, including soup cooking, fishing, frying and dipping.

　　Rice rolls, who eats pigs, is also rich and thrifty. There are rice rolls, a traditional three-sauce pig, rice rolls, an expensive shelled lobster pig and rice rolls, a super rich shrimp pig, rice rolls, a chicken-claw pig with abalone sauce, and rice rolls, a spicy bullfrog pig that highlights the spicy Sichuan cuisine.

　　Xinghua rice noodles are as fine as silk and fragrant.

　　Rice is ground into pulp, the rice pulp is steamed into powder, the powder is cut into filaments and dried, which is Xinghua rice flour, a famous local product of Putian, Fujian Province. It was listed in the second batch of intangible cultural heritage list of Putian City in 2009. As thin as hair, as thin as 1~2 mm, with rich rice flavor, this is the characteristic of Xinghua rice noodles.

　　A few days ago, the reporter went into the local rice noodle processing factory in Putian to learn more about the production process of Xinghua rice noodles. According to Guo Xueming, the general manager of Berry Factory, which produces Xinghua rice noodles, Xinghua rice noodles originated in the Northern Song Dynasty. The early Xinghua rice noodles were relatively rough, and after numerous improvements, they became fine and loose today. The whole production process has many steps and a long process, including rice washing, pulping, drying, cooking fruit (semi-cooked), reef fruit, silk pressing, cooking powder, cutting, washing powder, rice handle and drying. At present, the annual output of their factory reaches 3000 tons.

　　"In the past, rice noodles had to be dried for a day. It was necessary to have enough sun exposure and wind to make rice noodles flexible." Guo Xueming picked up a piece of rice flour and kept arguing. The reporter tried it, but it still kept arguing. He said that on the one hand, because of the raw materials, the selected rice should be strong enough to be tough, not easy to break and not easy to paste when cooked; On the other hand, thanks to processing technology.

　　Xinghua rice noodle is a choice for local breakfast. Every morning, the shopkeeper opens the shop early, grinds the soybean milk, prepares the rice noodles, and cooks them when the guests come. Local people will add a small amount of soybean milk when frying rice noodles. When collecting juice, rice noodles are full of bean flavor, and rice and bean flavor are combined, which is dry and fragrant. Air-dried rice noodles don’t need to be soaked in advance, just add a little water or soybean milk when frying. When frying, it needs a big fire and oil, and the shovel will fall quickly.

　　In Putian restaurant in Guangzhou, they also used Xinghua rice noodles from their hometown, but interpreted the rural flavor in their own way. According to the chef’s introduction, stir-fry pork belly shreds and onions in a hot pan, add dried shrimps and stir-fry shredded Chinese cabbage until soft, then stir-fry with crispy shredded Chinese cabbage, dried scallops, shredded red onion, dried bean curd and celery, then add water, shrimp balls, flower shells and so on to make a delicious taste, and add Xinghua rice noodles for stewing, drying, steaming and taking out of the pan.

　　Rice rolls, a pig with three sauces: rice rolls, a pig with three sauces, is a traditional way of eating, but the sauce has been improved by the chef, not limited to three sauces. It is made of peanut butter, yellow mustard sauce, sweet sauce, garlic Chili sauce and soy sauce, and diners can add it by themselves, and the taste is strong or light, which is under their control.

　　Rice rolls, a shrimp and shrimp seed pig: The special ingredients of Guangfu are naturally in line with rice rolls, a pig. Shrimp seeds are mostly found in Wonton Noodles of Guangfu, and river shrimp is a seasonal ingredient of Guangfu, which is used by chefs in rice rolls of pigs, so there are rice rolls, a shrimp and shrimp seed pig, and rice rolls, a river and shrimp pig with ginger, onion and soy sauce. These are all ancient elements that cherish each other. Guangfu dim sum and spicy Sichuan cuisine are also integrated into this roll of pig rice rolls, and rice rolls with abalone sauce and chicken feet and rice rolls with spicy bullfrog are born.

　　Rice rolls the Lobster Pig: The most gorgeous pig in rice rolls is rice rolls the shelled lobster pig and rice rolls the super rich shrimp pig. Lobster or rich shrimp are all served, across the bowl surface, domineering and leaking sideways. The soup base of rice rolls, a lobster pig, is boiled with sea shrimps. After the lobster is fried, it is made into thick juice together with the lobster shell. The sea shrimp soup and the whole lobster juice are smelted in one pot, which makes the soup base invincible. Re-heated and splashed into the steamed thin-cut pig rice rolls, the fragrance of shrimp instantly penetrated into every cell of pig rice rolls. The advantages of thin cutting are revealed here, and it is the most suitable for making soup.

Shandong health code realizes mutual recognition of inter-provincial nucleic acid detection results

　　CCTV News:According to "Healthy Shandong Service Number" WeChat official account, on July 29th, the State Council issued the Notice on Further Promoting the National Mutual Recognition of Covid-19’s Nucleic Acid Test Results to the Comprehensive Group of novel coronavirus Epidemic Prevention and Control Mechanism, which required all localities to attach great importance to the national mutual recognition of nucleic acid test results, and the nucleic acid test results displayed in different channels have the same effect.

　　Shandong Province has always adhered to the people-centered development thought, and stood at the height of a chess game of national epidemic prevention and control, fully realizing that nucleic acid test results are a "key trivial matter" to promote the convenient flow of people across the country, and an important means to further scientifically and accurately prevent and control the epidemic. Immediately study and deploy, and realize the display and mutual recognition of inter-provincial nucleic acid test results in Shandong Health Code.

　　When residents show their Shandong health code, they can check the records of nucleic acid testing in Shandong Province and the results of nucleic acid testing in other provinces and cities. Shandong health code selects the latest three records of residents in and outside the province and displays them in the "nucleic acid detection" section of the bright code page.

　　Residents should be reminded that the nucleic acid testing information of residents in other provinces and cities is obtained by Shandong Health Code through the national nucleic acid testing result inquiry service provided by the national government service platform. Therefore, if you can’t query the nucleic acid test results of other provinces and cities smoothly, please contact the nucleic acid test institutions of other provinces and cities in time and urge them to upload the test results to the national government service platform as soon as possible.

SAIC Motor Group： The external challenge is still severe, and the target sales volume is 6 million vehicles for the whole year.

On May 20th, SAIC (600104) said at the 2021 annual general meeting of shareholders that in the past year, China’s automobile industry experienced many severe challenges, such as lack of core, epidemic situation and sharp rise in raw material prices. Despite the challenges, SAIC made every effort to ensure supply, stabilize growth, adjust structure and increase efficiency, and still achieved a smooth start of the 14th Five-Year Plan.

The financial report shows that in 2021, SAIC achieved a total operating income of 779.85 billion yuan, a year-on-year increase of 5.1%; The net profit was 24.53 billion yuan, a year-on-year increase of 20.1%; The basic earnings per share was 2.12 yuan, a year-on-year increase of 21%.

In terms of sales volume, in 2021, SAIC achieved 5.464 million vehicle sales and 5.811 million terminal retail sales, a year-on-year increase of 5.5%. Among them, the sales volume of self-owned brand vehicles reached 2.857 million, up 10% year-on-year, accounting for 50% of the company’s total sales for the first time, reaching 52.3%; New energy vehicles sold 733,000 vehicles, up 128.9% year-on-year; Overseas sales reached 697,000 vehicles, a year-on-year increase of 78.9%.

Despite many uncertainties this year, SAIC is still full of confidence in its annual sales. SAIC said that at present, despite many uncertain, unstable and unbalanced factors such as repeated epidemics, tight supply chain, sharp rise in raw material prices, geopolitical turmoil and exchange rate fluctuations, this year’s production and operation will still bring very complicated and severe challenges. However, SAIC will adhere to the positive attitude of not being afraid of difficulties and going all out. At present, the company’s work is still arranged in a rolling manner according to the target of 6 million vehicles proposed at the beginning of the year, and strive to outperform the market in terms of annual sales growth.

Resume production and ensure production and marketing.

Recently, the automobile industry is facing the test of epidemic situation, and SAIC has also been disrupted in its production and marketing rhythm. Since mid-March, many companies affiliated to the company have started closed-loop operations one after another, especially in the first half of April, with the suspension of supply chain and the interruption of logistics in Jiangsu, Zhejiang and Shanghai, the company suffered a lot of output losses.

According to SAIC, while ensuring the epidemic prevention safety of 35,000 employees in the closed factory area, the company actively promoted the resumption of work and production. After the stress test of resuming work and production was started on April 18, it took only one day for SAIC passenger cars to get off the assembly line. Under the premise of strictly doing epidemic prevention work, the company has accelerated the key tasks such as personnel returning to work, supply chain recovery and logistics opening. At present, the vehicle base in Shanghai has achieved single-shift production and the production capacity is also recovering rapidly, striving to achieve production and sales in May as close as possible to the same period last year, and strive to reduce the loss caused by the epidemic.

According to reports, SAIC will continue to adhere to its own brands, new energy vehicles, and overseas operation of the "new troika", and strive to achieve a sales volume of new energy vehicles of over 35% by the end of the "14th Five-Year Plan" period, reaching 3 million.

In terms of specific product planning, Zhiji Automobile will launch the electric SUV LS7 in the second half of the year, and B-class SUV and car products will be launched next year to accelerate the sales scale. Two products have been planned in 2024-2025; Feifan Automobile will promote pure electric SUV R7 and a B-class flagship car this year, and launch three new products one after another from next year, and increase the exploration layout in new retail and energy-replenishing ecology; SAIC-GM-Wuling has planned more than 10 new energy vehicles in the next few years; SAIC Volkswagen and SAIC-GM joint venture brands also have a number of new energy heavy models to be launched soon.

Forward-looking layout, continue to increase investment in scientific research

"Data determines experience and software defines cars" has become an industry trend, and SAIC has continuously increased its investment in scientific research. The financial report shows that SAIC’s R&D expenditure in 2021 was 19.67 billion yuan, a year-on-year increase of 46.83%.

According to SAIC, last year, the "four landmark strategic projects" of Zhiji, Feifan, Enjoying Robotaxi and Yangshan Port’s 5G smart heavy truck were tackled, which is just the "tip of the iceberg" of SAIC’s innovation and transformation achievements. Under the "iceberg", SAIC’s technical support system is the "five centers" of software development, artificial intelligence, big data, cloud computing and network security.

In the past year, with the "four landmark strategic projects" as the carrier platform, SAIC’s self-developed "cloud-tube-end integration" smart car full stack 1.0 solution has been implemented; At the same time, around the new intelligent electric vehicle, SAIC focused on the user experience and made great efforts to build "seven technical bases", including: SAIC Xingyun pure electric exclusive systematic platform, SAIC Everest oil-electricity integrated vehicle architecture, SAIC Xinghe electric-hydrogen integrated vehicle architecture and other three vehicle technical bases, as well as blue-core powertrain system, platform Rubik’s cube battery system, green-core electric drive system and Galaxy full-stack intelligent vehicle.

At present, SAIC Innovation Research and Development Institute is integrating the internal and external innovation ecological resources of the Group, accelerating the application of the "seven technical bases", and playing the role of the "source" of forward-looking technologies, constantly optimizing the forward-looking technologies such as skateboard platform CTC, integrated casting, solid-state batteries, and chip localization, solving the technical solution of sticking neck, and starting to reserve future-oriented modular solutions such as integrated thermal management and integrated drive bridge; At the same time, actively plan the layout of cutting-edge technologies such as group bionic intelligence and low-carbon materials.

It is worth noting that SAIC said that although the chip shortage this year has improved compared with last year, the overall supply is still tight. In the current situation that the epidemic situation is repeated and the supply chain is still unstable, various car companies are still sparing no effort to grab chips, strengthen resource reserves, speed up multi-point layout, and intensify efforts to promote the localization of car-level chips.

It is reported that SAIC has defined the localization strategy of large computing chips and MCU chips last year, formed a list of 191 kinds of localized chips, and 48 lists of the first batch of automotive electronic chips, and promoted 75 chips to complete localization development and enter the mass production application of vehicles; A third-party joint evaluation platform for automotive electronic chips was established, which reduced the repeated certification investment of chip companies and shortened the certification cycle, and jointly promoted the localization of automotive-grade chips. In the next step, SAIC will establish the chip customization capability of SAIC by expanding the landing of mature chips, implementing major projects and improving the industrial ecosystem.

In addition, the shareholders’ meeting deliberated and passed the relevant proposal on the company’s spin-off of Jethydrogen Technology to science and technology innovation board. SAIC said that this spin-off will accelerate the market-oriented development of hydrogen technology, and at the same time, it marks an important step for the company to deepen the reform of the system and mechanism.

Refrigerator, color TV, big sofa, besides ideal, there are these options.

Ideal L series is under a bit of pressure this year, with competitors coming out one after another. They also have refrigerators, color TVs, big sofas and even some models, and the prices are much lower than ideal.

Deep blue S09

The body size is more than 5.2 meters, which is equivalent to the models such as, but the pre-sale price is only 239,900.It is equal to buying L9 at the ideal price of L6.The successful elements of the ideal L9 are basically found in the deep blue S09, such as the refrigerator, the rear TV and the zero-gravity seat.

In terms of intelligent driving, the dark blue S09 is even better than the ideal L9, and it is used.Huawei gankun ADS 3.0, including the lidar. Although the ideal smart driver also belongs to the first echelon, it is still no match for Huawei in the first echelon.

In terms of power, it is equipped with a 1.5T super extended range 2.0 system. The four-wheel drive version accelerates for 5.9 seconds, and the battery life is 180km(WLTC). The fuel consumption is as low as 5.5L/100km.

Tengshi N9

The car is more than 5.2 meters long.Also take the ideal L9 as a competitor.However, the style of play is not the same as the deep blue S09 above, and it is not won by the ultimate cost performance. The price of Tengshi N9 goes to 389,800.

Tengshi N9 is playing the technical card.The whole system comes standard with easy three-way technology, which means that it can complete difficult movements such as compass turning and is equipped with rear wheel steering, which can greatly reduce the pressure on users to drive a "big car".

In terms of intelligent driving, Tengshi N9 adopts the scheme of Eye of God B, equipped with lidar and 32 sensors, and supports functions such as city navigation without map, high-speed AEB braking (120km/h) and night AEB(110km/h).

Chuanqi yearns for S7.

The length of the car body is about 4.9 meters.Close to the ideal L6. The positioning of this car is similar, without the third row, and it belongs to a five-seat model.

This car adopts a cost-effective strategy, and the entry price is 175,800, which is far lower than the ideal L6′ s 249,800. Moreover, the back row enjoys higher than the ideal L6, and the back row has the configuration that the ideal L6 does not have, such as foot rest and ceiling screen.

The strategy is clear,The price is lower than the ideal L6, but the configuration level of the car can be better than the shoulder L7 or even L8.

Wen Jie M8

In 2025, the biggest threat to the ideal opponent should be it. Thanks to Huawei’s endorsement, the brand appeal of the world is no less than ideal. The cleverness in size is playing Tian Ji horse racing.The size is between ideal L8 and L9, avoiding direct confrontation.

Everyone has a refrigerator, a color TV and a big sofa. The remarkable advantage of M8 in the world is Huawei empowerment. HarmonyOS system is used for the vehicle, and Huawei scheme is used for the intelligent driving. Although /L9 is not bad in these two aspects, it is still slightly inferior to Huawei.

No wonder the 872-hour order has reached 44,000, and there is a high probability that after M7 and M9, there will be another model that can sell more than 10,000 cars a month.

Ledao L90

In view of the high-end image, Weilai did not go directly to the ideal L series in the past, but in the brand of Ledao, there is no such burden.

L90 is the second model of Ledao brand, with a size of more than 5.1 meters.Between ideal L8 and L9.. At present, it is speculated that the starting price of this car will be around 250,000. Even compared with the ideal L8, it has obvious advantages in price.

Backed by Weilai, the natural advantage is the ability to exchange electricity and the BaaS purchase division developed from electricity exchange.In addition, the front case of Ledao L90 is very huge.It is huge enough to be used as a sofa to sit on.

However, unlike the models mentioned in this issue, Ledao L90 has only pure electricity at present, and there is no oil-electric model. As mentioned above, it is not a problem at all to replenish energy for the cars of Weilai system, and changing electricity is faster than refueling.

Promote national mutual recognition of nucleic acid test results： these provinces and cities are already taking action.

　　The Paper reporter Zhong Yuhao

　　On the morning of August 11th, the WeChat public account "Health Shandong Service Number" of Shandong Health Medical Big Data Management Center released a message saying that Shandong Health Code realized mutual recognition of inter-provincial nucleic acid test results.

　　According to the news, on July 29th, the State Council issued the Notice on Further Promoting the National Mutual Recognition of Covid-19’s Nucleic Acid Test Results to the Comprehensive Group of novel coronavirus Epidemic Prevention and Control Mechanism, requiring all localities to attach great importance to the national mutual recognition of nucleic acid test results, and the nucleic acid test results displayed in different channels have the same effect. Shandong Province has always adhered to the people-centered development thought, and stood at the height of a chess game of national epidemic prevention and control, fully realizing that nucleic acid test results are a "key trivial matter" to promote the convenient flow of people across the country, and an important means to further scientifically and accurately prevent and control the epidemic. Immediately study and deploy, and realize the display and mutual recognition of inter-provincial nucleic acid test results in Shandong Health Code.

　　According to Shandong Health Medical Big Data Management Center, when residents show their Shandong health codes, they can check the nucleic acid test records in Shandong Province and the nucleic acid test results in other provinces and cities at the same time. Shandong health code selects the latest three records of residents in and outside the province and displays them in the "nucleic acid detection" section of the bright code page. Residents should be reminded that the nucleic acid testing information of residents in other provinces and cities is obtained by Shandong Health Code through the national nucleic acid testing result inquiry service provided by the national government service platform. Therefore, if you can’t query the nucleic acid test results of other provinces and cities smoothly, please contact the nucleic acid test institutions of other provinces and cities in time and urge them to upload the test results to the national government service platform as soon as possible.

　　Previously, in order to implement the requirements of national mutual recognition of nucleic acid test results, the Office of Epidemic Prevention and Control Headquarters in COVID-19, Henan Province issued the Notice on Implementing the Mutual Recognition of Nucleic Acid Test Results in Covid-19 on August 5, ensuring that all localities carried out the mutual recognition of nucleic acid test results in an orderly manner and helped the epidemic prevention and control "a national chess game".

　　The notice requires that the results of nucleic acid testing should be standardized. Cross-city migrant workers in the province implement the province-wide mutual recognition of nucleic acid test results found through the State Council client, national government service platform, Henan Affairs Office, inquiry platform provided by municipalities, websites of nucleic acid testing institutions or APP, and paper nucleic acid test results held by the masses. The results of nucleic acid detection found by foreign (returning) Henan personnel in the State Council through clients, national government service platforms, provincial health codes, websites of nucleic acid detection institutions or APP, and the results of paper-based nucleic acid detection held by the masses, which are within the effective time of prevention and control policies in Henan Province (subject to the time when the report is issued), have the same effect, and all localities should recognize them during inspection.

　　The notice stressed that it is strictly forbidden to refuse to pass on the grounds that the local health code has not been inquired and the nucleic acid test has not been carried out locally. People are refused to enter public places and take public transportation, and people are not allowed to repeat the nucleic acid test. Individuals who illegally use fake or tampered nucleic acid test results shall be dealt with according to the law.

　　The notice requires that the information transmission and sharing channels should be unblocked, and the province should use a unified nucleic acid detection information system. All localities should do a good job of docking with the provincial integrated platform, and urge local nucleic acid detection institutions to upload the detection results to the system in time to reduce the time of data in the intermediate circulation. Ensure that the nucleic acid detection data is uploaded in a timely, accurate and efficient manner, and ensure that the people can check the nucleic acid detection results in time through the Henan Affairs Office. In addition, all localities should strengthen publicity, guidance, supervision and implementation, and strengthen publicity and training for front-line workers in places where nucleic acid test results are mainly detected, such as traffic stations, hotels and tourist attractions, to ensure that grassroots front-line personnel are conscientiously implemented and policies are effective; It is necessary to strengthen the publicity and interpretation of mutual recognition of nucleic acid test results, let the masses know and accept the supervision of the masses. The epidemic prevention and control headquarters at all levels should organize supervision and investigation in a timely manner, and the relevant regions and units that have caused adverse effects due to poor implementation of the work should be informed, and the relevant personnel who have caused serious consequences due to inadequate policy implementation should be seriously investigated for relevant responsibilities.

　　The Paper noted that Tonghua, Jilin and Wuzhou, Guangxi are also promoting the national mutual recognition of nucleic acid test results.

　　According to the news of Tonghua Daily on August 10, on July 29, the State Council issued a notice to the comprehensive group of the joint prevention and control mechanism of novel coronavirus epidemic, requesting to further promote the national mutual recognition of nucleic acid test results and effectively facilitate people’s travel. Tonghua City attaches great importance to the national mutual recognition of nucleic acid test results, and accelerates the implementation without discount, so that epidemic prevention and travel are "correct".

　　According to the report, at present, Laitong people can check the nucleic acid test results and the paper nucleic acid test reports they hold through the the State Council client, the national government service platform, the Kyrgyzstan Office, the website of the nucleic acid testing institution or the APP, so it is no longer necessary to repeat the nucleic acid test in public places, making it more convenient to see a doctor and travel.

　　Wang Quangang, deputy section chief of the medical department of Tonghua Central Hospital, said: "The national mutual recognition of nucleic acid test results makes it more convenient for patients to seek medical treatment. In the past, when the national mutual recognition of nucleic acid test results was not implemented, the returning personnel from other places needed to do another nucleic acid test when they returned to our city for medical treatment, which wasted time and energy. Now it is convenient to come to the hospital and the hospital’s convenience service has been better." The report pointed out that Tonghua City will continue to improve relevant measures and implement the requirements of national mutual recognition of nucleic acid test results at the grassroots level to ensure that relevant personnel at the grassroots level resolutely implement them.

　　Wuzhou Daily reported that the reporter learned from the Municipal Health and Wellness Commission on August 10th that all institutions in our city have actively implemented the national mutual recognition of nucleic acid test results. For the nucleic acid test results, the nucleic acid test results inquired by the citizens through the the State Council client, the national government service platform, the Guangxi Health Code, the website of the nucleic acid testing institution or the APP, and the paper nucleic acid test results held by the citizens within the effective time of the city’s prevention and control policy (subject to the time of issuing the report) have the same effect.

　　It is worth mentioning that the press conference held by the State Council Joint Prevention and Control Mechanism on the afternoon of August 10th also talked about the national mutual recognition of health codes.

　　Mi Feng, spokesperson of the National Health and Wellness Commission and deputy director of the Propaganda Department, said that since the issuance of the notice to promote the national mutual recognition of Covid-19’s nucleic acid test results, all localities have quickly organized and implemented it. Some places have innovated and explored some ways of mutual recognition to further facilitate the use of the masses. For example, in some places, the function of querying the results of nucleic acid testing in other provinces and cities and uploading them to Health Treasure has been added, some have online related services of nucleic acid information, and some can switch the nucleic acid testing databases in the province and the whole country at any time. These practices are all for the convenience of the masses, and now they are progressing smoothly.

　　Mi Feng said, next, we will further improve the timeliness of information sharing, optimize and improve the management of health codes, and make it more convenient for people to travel safely and orderly. If there is no mutual recognition of nucleic acid test results, you can reflect it through the joint prevention and control mechanism in the State Council and public message boards set up in various places.

People’s Financial Review： Feeling Consumption Vitality from ＂Billion Express＂

　　20.09 billion pieces! According to the monitoring data from the State Post Bureau, as of March 8, China’s express delivery business exceeded 20 billion pieces this year, 72 days ahead of 2019 and 6 days ahead of 2022. The endless stream of logistics traffic, rain or shine courier brother, and express parcels over mountains and mountains are vivid portrayal of the vigorous vitality and strong power of the express delivery industry, and also a powerful footnote for the consumer market with strong resilience and sufficient potential.

　　The logistics industry is connected with production at one end and consumption at the other end, which is called the "barometer" of economic development and consumption vitality. The fast and slow growth of scale reflects the supply and demand of economic operation. In February of this year, China’s express delivery development index was 254.8, up 11.1% year-on-year, constantly running out of new "acceleration". On the production side, some express delivery companies directly cooperate with production companies and extend to the upstream and downstream of the industrial chain to help enterprises reduce costs and increase efficiency in the whole process. On the demand side, the express delivery industry is accelerating its integration with all walks of life, and constantly improving warehousing, distribution and distribution. From flowers, hairy crabs and cold-water fish that require "freshness, quickness and quality", to medicines that require precise temperature control, and then to bulky goods such as household appliances, furniture and industrial accessories, consumers can meet their consumption needs and enjoy a better life without leaving home.

　　Economic development, logistics first. Insufficient total demand is a prominent contradiction facing the current economic operation. An important aspect of expanding domestic demand is to open up the "aorta" and smooth the "microcirculation" so as to realize the benign operation of social reproduction. In Xiamen, Fujian, e-commerce sellers moved the live broadcast room into the express warehouse distribution center. After consumers photographed their favorite goods, the express delivery company immediately delivered them from the warehouse. This brand-new "warehouse broadcast" mode improved the timeliness of the traditional mode by one to two days. In Shenyang, Liaoning Province, Northeast Transit Center introduced the most advanced automatic sorting equipment in the industry, and the development scale, service level, innovation ability and competitive strength have continuously achieved new leaps. The rapid recovery of the industry’s prosperity will help accelerate the release of market demand and the full inflow of development vitality, and inject momentum into ensuring the smooth circulation of the national economy.

　　At the same time, we should also see that there is still a lot of room to be tapped to restore and expand consumption. In the past ten years in the new era, China has basically built a postal express network covering the whole country, going deep into the countryside and reaching the world. At present, more than 100 million express parcels flow in rural areas every day, further smoothing the channels for industrial products to enter the village and agricultural products to leave the village and enter the city. Better promote the flow of urban and rural resource elements, accelerate the decline of consumer goods, help agricultural products to go up, connect the county and rural e-commerce system and express logistics distribution system, and constantly improve the cooperative service model of "logistics+rural e-commerce", so as to enhance rural consumption capacity, improve rural consumption conditions, innovate rural consumption scenarios and fully stimulate rural consumption potential.

　　Small express, connecting thousands of cities and industries, smoothing both ends of supply and demand, reflects the strong vitality of China’s economy. It is on the express delivery network extending in all directions and in the rapid flow of goods that China’s economic and social development has made steady progress and the people’s good life has become a reality. Looking forward to the future, the basis for the sustained recovery of the consumer market has not changed, and the momentum of high-quality economic development has not changed. Let the logistics industry play a greater role in protecting people’s livelihood, promoting production, smoothing circulation and stabilizing employment, and it will certainly enhance market vitality, enhance development momentum and solidly promote the overall improvement of economic operation.

One-week inventory ｜ Tesla US stocks fell 11.19% last week

[trend of individual stocks]

14 August to 18 August

Last week, the S&P 500 fell by 2.11%, the Nasdaq Composite Index fell by 2.59% and the Dow Jones Industrial Average fell by 2.21%.

Tesla’s US stocks fell 11.19% last week.Last week, the total turnover was $126.017 billion. As of last week’s close, the US stock price was $215.49. The cumulative monthly decline of US share capital is 19.42%, the cumulative increase this year is 74.94%, and the cumulative decline in the past 52 weeks is 75.79%.

[Company comparison]

Securities code Securities abbreviation Latest price Last week’s ups and downs Up and down this month Up and down this year 52-week ups and downs F Ford louse $11.96 -1.48% -9.46% 2.84% -24.69% GM general motors $33.12 -2.27% -13.68% -1.55% -16.57% TM Toyota $161.87 -3.23% -3.79% 18.52% 3.46% RIVN Rivian Automotive $20.78 -3.66% -24.82% 12.75% -39.68% LI Li Auto $38.83 -4.05% -9.28% 90.34% 29.69% XPEV XPENG Motors $14.98 -7.99% -28.39% 50.7% -29.47% TSLA Tesla $215.49 -11.19% -19.42% 74.94% -27.36% NIO Weilai $10.67 -17.29% -30.26% 9.44% -43.99%

[Related News]

Siri can be used to control vehicles: Tesla App welcomes important updates.

Recently, I learned from Tesla official that in the latest version of the APP, iPhone users can control various functions of the vehicle through Siri. It is reported that users can complete actions such as window closing, volume adjustment and setting air conditioning temperature through Siri voice. However, if you want to control the vehicle through Siri, you need to use the shortcut command application. (Sina Finance)

Wang Xinwei, secretary of Shenyang Municipal Party Committee, and Lv Zhicheng, mayor, met with Tao Lin, global vice president of Tesla, and his party.

According to the news released by Shenyang, on August 19th, Wang Xinwei, member of the Standing Committee of Liaoning Provincial Party Committee and secretary of Shenyang Municipal Party Committee, and Lv Zhicheng, deputy secretary of Shenyang Municipal Party Committee and mayor, held talks with Tao Lin, global vice president of Tesla, who came to Shenyang, and his party. Wang Xinwei hopes that Tesla will seize the opportunities of green and low-carbon urban development, industrial transformation and upgrading, combine the basic advantages of Shenyang manufacturing with Tesla’s capital and technological advantages, expand the business layout and scale in Shenyang, establish a regional headquarters integrating sales, service and new technology display, increase investment in infrastructure such as charging piles, and plan to promote the establishment of production bases in Shenyang around the industrial directions of energy storage, artificial intelligence, robots, new energy and new energy vehicles, so as to achieve mutual benefit and win-win results in more fields.

Is the cryptocurrency plunging in the early morning related to Musk?

According to Sina, large cryptocurrencies plummeted in the early hours of this morning. Bitcoin once fell more than $2,000, and the number of positions in the whole network jumped to $650 million within an hour. The market is looking for positive reasons. Earlier reports of SpaceX selling bitcoin began to ferment on social media after the US market. According to the document, SpaceX, a company owned by Musk, wrote down the value of its bitcoin by $373 million last year and in 2021, and sold the cryptocurrency. Tesla had previously taken a similar approach to its bitcoin. It is not clear when SpaceX will sell Bitcoin.

Tesla CEO elon musk said on social media that he had just arrived in Japan.

According to CBN, Tesla CEO elon musk said on social media that he had just arrived in Japan.

Tesla’s new Model 3 has been mass-produced in Shanghai Super Factory and may be available for delivery in October.

According to the interface news, the information of Tesla insiders said that the mass production of Tesla’s new Model3 has started at the Shanghai Super Factory. It is reported that Model3 will further reduce the number of parts and reduce the complexity of the interior. With the integrated die casting process and the plan to reduce the number of parts, its production cost may be reduced by as much as 14%. Based on this, it is speculated that the price of the new Model3 may be lower than that of the old model when it goes on sale in October. It is understood that Tesla has set the initial monthly production capacity of the new Model3 at 10,000 units, which may reach 7,000 units in August. Tesla’s factory in fremont, California will soon start producing the new Model3, after which the new Model3 test car has appeared on the roads in California many times.

Tesla’s improved model 3 will begin mass production in China next month.

According to Bloomberg quoted by Cailian, Tesla’s improved model 3 will start mass production in China next month.

Agency: () In the second quarter, the sales of pure trams still followed Tesla closely.

According to the statistics of TrendForce Jibang Consulting, in the first half of 2023, new energy vehicles (NEV；; Including pure electric vehicles, plug-in hybrid electric vehicles and hydrogen fuel cell vehicles, the total sales volume was 5.462 million, with an annual increase of 33.6%. Among them, the sales volume of new energy vehicles in the second quarter was 3.03 million, with an annual increase of 42.8%, accounting for 14.4% of the total car sales in the second quarter, which contributed greatly to the sales growth in the first half of 2023. In the second quarter, the sales volume of pure electric vehicles (BEV) was 2.151 million, with an annual growth rate of 39.3%. Tesla and BYD ranked first and second respectively, both of which achieved the best sales results in a single season. Tesla’s market share was 21.7%, but it did not exceed the previous season’s results, while BYD’s market share increased slightly to 16.2%. Another China brand, Guangzhou Automobile Aian, came to the third place for the first time in the second quarter, accounting for 6% of the market. Guangzhou Automobile Aian mainly focuses on the China market, with high cost performance as its main selling point. Recently, it launched high-end cars with a price of more than RMB 220,000, trying to expand its product portfolio. There is little difference between the top 10 BEV brands in the second quarter and the first quarter. Except the top two brands are fixed, most other brands have changed their rankings. However, compared with the same period in 2022, the number of seats on the list of China brands has decreased, which is related to the increase in the number of pure trams in traditional car factories and the fierce competition among brands in China.

Tesla’s new Model 3 began to receive orders, and the store staff said that it would be available in September and October at the earliest.

According to CBN, the reporter learned from Tesla Store that the new Model 3 has begun to receive orders. Before the specific configuration of the new model is undecided, consumers can pay the 1000 yuan deposit in advance (non-refundable) and book it according to the minimum layout of the current Model 3. The store staff said that the new Model 3 will be launched in September and October. It is reported that the new Model 3 will make further efforts to reduce costs, and the body shell will be made of more large castings to reduce the number of components and further reduce manufacturing costs.

Texas approved the plan, and only companies that incorporate Tesla technology into electric vehicle charging stations are eligible for federal funds.

Reuters, Aug. 17 (Xinhua)-Texas approved a plan on Wednesday (16th), requiring that only companies that incorporate Tesla technology (NACS standard) into electric vehicle charging stations are eligible for federal funds, despite calls for more time to redesign and test charging pile equipment. (Interface News)

Musk: FSD V12 will be broadcast live on X next week.

A fan asked Musk on the social platform: "Elon, forget about fighting at home (in Zuckerberg). When will you broadcast the FSD beta V12 live on X? " Musk then responded: "Next week."

Tesla China Model S/X is now reducing the price of the car.

According to Tesla’s official blog news, Tesla cut the price again, and the Model S is now on sale at 754,900 yuan, with the original price of 808,900 yuan; The Model X car starts at 836,900 yuan, and the original price is 898,900 yuan.

Tesla Model 3 is redesigned or listed within half a month.

According to the China Securities Journal, when the reporter visited Tesla’s sales stores on August 15, he found that even if the current car of Tesla Model 3 was superimposed with multiple discounts, it still could not be sold. Customers waited for the Model 3 to be redesigned with more money, and the stores also quietly began to accept the reservation for the Model 3 to be redesigned. According to people familiar with the matter, the Model 3 redesign is expected to be listed within half a month. According to reports, Tesla’s Model 3 redesign has started trial production, and it is expected to start mass supply in September and start delivery in October. Compared with previous expectations, this progress has been advanced. In terms of price, according to the estimation of parts cost, the guide price of Model 3 is about 200 thousand yuan. In terms of batteries, the battery pack has been upgraded, and the rear-wheel drive version will be upgraded from 60kWh to 66kWh. In terms of appearance, the overall design of the new car feels similar to Model S, and the taillights are similar to Porsche Macan. In terms of hardware, it will be equipped with HW4.0 hardware and the autopilot chip equipped with HW4.0, and the computing power is about three times that of the current one.

Fisker announced that Tesla charging standard will be adopted.

Fisker official website, an American electric vehicle manufacturer, announced that it has signed an agreement with Tesla to adopt the North American Charging Standard (NACS) on its first vehicles in 2025. This move will provide Fisker owners with additional charging options, using Tesla’s 12,000 super charging stations in the United States and Canada. The agreement will cover all Fisker’s current and future vehicles.

Tesla pushes FSD scheme into China insider: Long-term test qualification needs to wait at least three months.

According to 36Kr, the local operation team was recruited, and Tesla deployed a fully automatic driving scheme to China. The development and testing of autonomous driving involves a lot of road information data collection and road safety issues, and many processes also need to be authorized by regulatory agencies. According to a person familiar with the matter, Tesla needs to apply for a temporary license in Pudong Lingang, where it is registered. After two weeks of trial operation, it will pass the approval of the relevant review meeting before it can get the long-term testing qualification. It will take at least three months to get this qualification.

Tesla deploys fully automatic driving scheme to China.

According to 36Kr, Tesla initially plans to set up a local operation team of about 20 people to promote the launch of the self-driving solution FSD(FullSelf-Drive) in the China market. "Tesla has sent engineers from headquarters for training." A person familiar with the industry chain said. At the same time, Tesla also tried to set up a data labeling team in China, with a scale of about 100 people.

The data shows that Tesla reduced its price by 20% in one year, and the overall price of electric vehicles dropped by nearly 18%.

According to the latest data from Kelley Blue Book, an American car data website, Tesla reduced its car price by 20% in one year, and the transaction price of electric vehicles as a whole also dropped by about 18%. Kelly Blue Book tracks average transaction prices and their comparison with the previous month and the same period last year. The average transaction price of Tesla in July was $54,660 (currently about RMB 397,000), which was 0.8% lower than that in June ($55,105). A year ago, in July 2022, the average transaction price of Tesla was $68,215, which was equivalent to a year-on-year decrease of 19.9%, which was the biggest drop among major automobile companies.

The public parking lot of Yueyang Airport no longer restricts Tesla’s entry.

According to Southern Plus news, a few days ago, the parking lot of Sanhe Airport in Yueyang, Hunan Province attracted attention because Tesla had the risk of leaking secrets in the sentry mode. On August 14th, the official platform of Tesla released a message saying that this function is turned off by default when the vehicle leaves the factory, and it needs to be turned on manually by the owner before it can be used. All data generated by selling vehicles in Chinese mainland market will be stored in China. On the 15th, the airport staff told reporters that Tesla can be parked in public parking lots and public areas of the airport.

"Sister Mutou" reduced Tesla for three consecutive days.

According to Sina Finance, Cathy Wood’s Ark Investment Management Company further reduced its holdings of Tesla shares on Monday, selling 8,972 shares worth about 2.15 million US dollars, which was the third consecutive trading day. Last Thursday and Friday, Wood’s fund sold 76,425 shares and 31,749 shares of Tesla respectively. In an interview at the end of last month, Wood explained why Tesla shares have been continuously reduced recently, saying that this is to better manage the portfolio. When Tesla’s weight in its portfolio exceeds 10%, it will lighten its position and allocate funds to other stocks.

Tesla launches new Model X and Model S in the United States.

According to Tesla official website, Tesla launched the new Model S standard endurance version and the new Model X standard endurance version in the United States, which are now available for ordering, and the prices are $78,490 and $88,490 respectively.

Tesla will build a "pioneering data center" to recruit a senior project manager for the data center.

According to Tesla’s latest recruitment notice, the company is looking for a senior engineering project manager in the data center, located in Austin, Texas. According to the recruitment information, the position includes layout design, infrastructure system and power distribution selection, leading the overall design and engineering of Tesla data center, and other responsibilities. Tesla will build a "pioneering data center".

Musk accepted the duel challenge with Zuckerberg.

Musk said on the social platform X that he was knocking on Zuckerberg’s door, "Accept the challenge and open the door."

Tesla responded to the price reduction: maximizing profits to consumers on the basis of cost control.

On August 14th, Tesla responded to the reporter for the reason of this vehicle price reduction, and this price reduction was for the consideration of giving consumers more benefits. Tesla has always insisted on cost-based pricing and maximized profits to consumers on the basis of cost control. (Beijing News)

Tesla: A data center has been established in China. All vehicle data in Chinese mainland market are stored in China.

Tesla said that unlike some brands that can remotely view the surrounding environment of vehicles through sentry mode, these data of Tesla vehicles are currently only stored offline in USB devices in the car, and neither the owner nor Tesla can remotely view them online. In addition, Tesla has established a data center in China to localize data storage. All data generated by selling vehicles in Chinese mainland market will be stored in China. In October, 2021, the competent government departments jointly issued "Several Provisions on the Safety Management of Automobile Data (Trial)", and Tesla, as the first batch of pilot enterprises, actively participated in the compliance pilot work organized by the competent authorities. (Tesla official Weibo)

Indonesian senior official: Musk decided to postpone Tesla’s global investment in the next year and a half.

According to Indonesian media reports such as Dedik and Kumparan, Indonesian Minister of Ocean and Investment Coordination Luhut said on the 14th that Tesla CEO Musk has decided to "postpone any investment of Tesla in the world in the next year and a half, including the promised investment in Mexico" because of "worrying about the world economic situation". According to reports, Luhut met with Musk in the United States earlier this month. (Sina Finance)

People close to Tucki: After Tesla’s price reduction, the price range does not overlap with the main sales range of Tucki G6, which has no effect on the competition pattern with G6.

According to 36Kr, a related person close to Tucki said that Tesla’s price reduction this time means that the long-life version and high-performance version of Model Y are reduced by 14,000 yuan respectively, and the price of subsequent versions remains unchanged; Judging from the public data, the four-wheel drive level of Model Y has only accounted for more than 10% of the price reduction, and the standard endurance version of 263,900 has not been reduced in price. After the price reduction, the price range does not overlap with the main sales range of Tucki G6, which has no influence on the competition pattern with G6; The G6′ s advantages in intelligence and space are still the strongest in the class of 250,000, and the standard endurance of Model Y263,900 will not drop, which has no impact on Tucki G6.

Tesla Model Y price reduction

Tesla official blog news, Tesla Model 3 now has a limited-time insurance subsidy of 8,000 yuan. From August 14, 2023, the starting price of the Model Y long-life version was adjusted from 313,900 yuan to 299,900 yuan, and the Model Y high-performance version was adjusted from 363,900 yuan to 349,900 yuan.

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